topic List Of Soft Pulls On TransUnion and Experian.. in General Credit Topics

List Of Soft Pulls On TransUnion and Experian..

RSCo — Sat, 09 May 2015 00:48:50 GMT

I wanted to get a list of who's performed soft pulls for my Experian and TransUnion credit reports.. Unlike EQ, they don't show them under the standard credit report pull. Does anyone know how to get these without having to initiate a credit report dispute? Thanks

Re: List Of Soft Pulls On TransUnion and Experian..

RobertEG — Sat, 09 May 2015 01:54:33 GMT

Get your free yearly report from annualcreditreport.com

Re: List Of Soft Pulls On TransUnion and Experian..

Anonymous — Sun, 10 May 2015 01:59:48 GMT

Here are my CapOne soft inq from my EX Annual report, interesting they soft inq 2-3 times a month.

It is also helpful to see who pulled for pre-approval, so you know the pre-apprvoal is fresh.

Date of Request:

03/24/2015, 03/07/2015, 02/24/2015, 02/07/2015, 01/27/2015, 01/09/2015, 12/26/2014, 12/19/2014, 12/13/2014, 12/06/2014, 05/03/2014, 04/08/2014, 03/22/2014, 03/15/2014, 03/08/2014, 02/22/2014, 02/14/2014, 02/08/2014, 12/07/2013, 11/07/2013, 10/16/2013, 09/11/2013, 08/08/2013, 07/19/2013

Re: List Of Soft Pulls On TransUnion and Experian..

EW800 — Sun, 10 May 2015 02:09:51 GMT

I am glad to see that I am not the only one that CapOne SP's like crazy! I track my SP's of all three CRA's and just shake my head when it comes to CapOne. I've never had even a single late payment with them in about 12 years or so, yet they SP me a good 3 to 4 times a month. There have been a couple of times that they SP me two days in a row.

Re: List Of Soft Pulls On TransUnion and Experian..

Anonymous — Sun, 10 May 2015 02:40:07 GMT

I don't even have a card with them!

My workign assumtion is that It is all so they can give you fresh and updated pre-qual offers.

I get a TON of mail from them, always ignored since I thought pre-qual is bs until I read here that theirs is pretty good, now we know why, it is more accurate than any other bank!!!

No other bank even close!!

Re: List Of Soft Pulls On TransUnion and Experian..

takeshi74 — Mon, 11 May 2015 12:19:57 GMT

@RSCo wrote:
I wanted to get a list of who's performed soft pulls for my Experian and TransUnion credit reports.. Unlike EQ, they don't show them under the standard credit report pull.

That is incorrect. The only way to view the SP's is to pull reports directly from each CRA. Make sure you're getting just the report and not using their monitoring services.