topic Re: Purchasing myfico in General Credit Topics

Purchasing myfico

Anonymous — Tue, 19 May 2015 15:36:06 GMT

Im not quite clear. If I sign up for the 29.95 monitoring do I get my fico once, monthly or quarterly? This website is awesome for those interested in building and or keeping their credit up. Thanks again.

Re: Purchasing myfico

takeshi74 — Wed, 20 May 2015 12:38:36 GMT

The Compare All Products page has some info:

http://www.myfico.com/Products/Products.aspx

Current 3-bureau credit report and FICO® Score 8** each year

FICO® Score 8 tracking for each bureau

You get reports and scores once a year. Your receive updates to your scores based on activity that triggers updates.

http://myfico.custhelp.com/app/answers/detail/a_id/463/~/understanding-what-triggers-fico%C2%AE-3-bureau-credit-monitoring-and-fico%C2%AE-identity

Re: Purchasing myfico

Anonymous — Wed, 20 May 2015 13:51:32 GMT

Thanks

Re: Purchasing myfico

Anonymous — Wed, 20 May 2015 14:03:29 GMT

For those of you that are trying to build your credit, have you found it worth it for the full membership. Are the updates that helpful. Thanks again

Re: Purchasing myfico

Anonymous — Wed, 20 May 2015 14:40:30 GMT

@Anonymous wrote:
For those of you that are trying to build your credit, have you found it worth it for the full membership. Are the updates that helpful. Thanks again

I have the 3B monitoring. I purchased it because I have opened a lot of new accounts since April and I wanted to see how they effect my scores. I don't think that I will keep it after the first month is over. Getting the email alerts is ok now, but I think after a while it becomes an annoyance.

Re: Purchasing myfico

Repairman — Thu, 21 May 2015 05:15:19 GMT

@Anonymous wrote:
For those of you that are trying to build your credit, have you found it worth it for the full membership. Are the updates that helpful. Thanks again

I have found it incredibly useful. I thought I would just keep it for the 3 month period, but have kept it as I continue to rebuild credit and open new lines. I'll keep paying for it until I'm done applying (probably a full year). Then I'll just check in periodically.