topic Re: Capital One throws me a bone in General Credit Topics

Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 14:30:27 GMT

I had a little bit of a shaky account history with Capital one for awhile--maxed the card out over the limit many times, and had a few months of late payments. After about 12 months of on-time payments and low utilization I asked them to remove late payments and they did--no good will, no disputing, nothing. I just called and asked someone in account services to please update my account showing no lates and they did. They said they would do this as a favor because of my recent good account history and they understood the impact it was having on my credit score.

Who knew the Evil Empire could be so forgiving?

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 14:39:09 GMT

rifleman wrote:
I had a little bit of a shaky account history with Capital one for awhile--maxed the card out over the limit many times, and had a few months of late payments. After about 12 months of on-time payments and low utilization I asked them to remove late payments and they did--no good will, no disputing, nothing. I just called and asked someone in account services to please update my account showing no lates and they did. They said they would do this as a favor because of my recent good account history and they understood the impact it was having on my credit score.

Who knew the Evil Empire could be so forgiving?

Wow.....what "sweet nothings" did you whisper in their ear???? That's awesome!!!!!!!!!

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 15:01:08 GMT

LOL "sweet nothings". Yeah I lit candles, got some wine, gave them a backrub...and they couldn't resist so they gave up the late payments.

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 15:04:01 GMT

ROTFLMAO!!!

rifleman wrote:
LOL "sweet nothings". Yeah I lit candles, got some wine, gave them a backrub...and they couldn't resist so they gave up the late payments.

That's funny!

But this is like the second piece of good news we've read on here about Cap1.

What in the world is going on??!!!

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 15:13:47 GMT

trinigal wrote:
ROTFLMAO!!!

rifleman wrote:
LOL "sweet nothings". Yeah I lit candles, got some wine, gave them a backrub...and they couldn't resist so they gave up the late payments.

That's funny!

But this is like the second piece of good news we've read on here about Cap1.

What in the world is going on??!!!

Trinigal...we need to find out. I say rifleman and whoever else had success with Crap 1 must submit to us their real name, address, SS, blood type and all other info so that we can use them as an example when dealing with Crap I. I mean, what's good for the goose is good for the gander,right???HAHAHA

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 15:16:06 GMT

rifleman wrote:
LOL "sweet nothings". Yeah I lit candles, got some wine, gave them a backrub...and they couldn't resist so they gave up the late payments.

lol.....I have been told i have a sexy phone voice....ya think that'll work, as long as i get a male representative on the line????

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 15:20:13 GMT

flygirl wrote:

Trinigal...we need to find out. I say rifleman and whoever else had success with Crap 1 must submit to us their real name, address, SS, blood type and all other info so that we can use them as an example when dealing with Crap I. I mean, what's good for the goose is good for the gander,right???HAHAHA

Who you telling??!!

And if I have to light some candles, put on some Marvin Gaye, get a nice hot bath running with rose petals in the tub, and whip out my massage oil to get those lates removed......well bring it on!

My back rub is as good as the next persons (not sure about that, I think I suck, but shhh, don't tell nobody)

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 15:21:39 GMT

Hey, you never know--go for it!

I know it had nothing to do with my voice (I think) because I was talking to what sounded like an elderly gentleman from India, so unless he has a thing for young American men, I doubt my voice had anything to do with it, LOL.

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 15:22:28 GMT

rifleman wrote:
Hey, you never know--go for it!

I know it had nothing to do with my voice (I think) because I was talking to what sounded like an elderly gentleman from India, so unless he has a thing for young American men, I doubt my voice had anything to do with it, LOL.

My lord!

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 15:24:09 GMT

LMAO......Marvin Gaye!!!!!!! He sure can belt out some sensual tunes, though!!! I had Air Supply or maybe even a little Barry Manilow in mind. lol

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 15:32:12 GMT

flygirl wrote:
LMAO......Marvin Gaye!!!!!!! He sure can belt out some sensual tunes, though!!! I had Air Supply or maybe even a little Barry Manilow in mind. lol

Air Supply and Barry Manilow??!! Now, while very good music, and I am a fan, only Marvin would have the unique ability to make any customer service representative, even if an old man from India, buckle at the knees and type in that code to remove those lates.

Gotta do it right chick!

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 15:45:25 GMT

Yeah--Throw on some Air, some Zero 7, get out the massage oil and Capital one will melt like butter in your hands. Although Marvin Gaye might be even better

Those late payments will fall off faster then you can imagine

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 15:47:59 GMT

rifleman wrote:
Yeah--Throw on some Air, some Zero 7, get out the massage oil and Capital one will melt like butter in your hands. Although Marvin Gaye might be even better

Those late payments will fall off faster then you can imagine

Yeah....i was just thinking what i had on hand.....I'm off to Target to purchase good ole' Marvin.....LOL

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 16:17:34 GMT

I'm thinkin' Barry White might do the trick...

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 16:33:06 GMT

Lori344 wrote:
I'm thinkin' Barry White might do the trick...

Absolutely!

I was going to start a list of music to get customer service "in the mood".

Marvin Gaye

Barry White

The Isley Brothers

Air Supply

Barry Manilow

Michael Bolton....................LMAO!!

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 16:35:36 GMT

I better really go all out and put on "Let's get it on" to have Crap1 get me out of the mess they made with my stuff.

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 17:13:03 GMT

Crap 1 gave threw me a bone as well. They are sending a letter to the cra's and me within 10 days to remove my 1 30 day late and they also put in for a cri for me, after I whined about having the card for 3 years not getting any increases since the orginal. 800's here I come

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 17:20:13 GMT

steelfan wrote:
Crap 1 gave threw me a bone as well. They are sending a letter to the cra's and me within 10 days to remove my 1 30 day late and they also put in for a cri for me, after I whined about having the card for 3 years not getting any increases since the orginal. 800's here I come

What music did you play for the CCRep?

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 17:37:57 GMT

trinigal wrote:

steelfan wrote:
Crap 1 gave threw me a bone as well. They are sending a letter to the cra's and me within 10 days to remove my 1 30 day late and they also put in for a cri for me, after I whined about having the card for 3 years not getting any increases since the orginal. 800's here I come

What music did you play for the CCRep?

AEROSMITH'S CRYIN. Then followed it up with Olivia Newton John "I Love You, I Honestly Love You)

Re: Capital One throws me a bone

Anonymous — Fri, 06 Jul 2007 17:57:45 GMT

steelfan wrote:

What music did you play for the CCRep?

AEROSMITH'S CRYIN. Then followed it up with Olivia Newton John "I Love You, I Honestly Love You)

Ooooh Excellent Selections!!!

I have the Olivia Newton John, but let me go download, ehem, I mean "purchase" the Aerosmith