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    <title>topic late payment! in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/late-payment/m-p/3533#M2097</link>
    <description>&lt;DIV&gt;hi,&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; i was just wondering about a late payment on my credit report!&lt;/DIV&gt;&lt;DIV&gt;i got a 30 day late payment, i just wanted to know is the 30 days late after your due date or after your 14 day grace period?&lt;/DIV&gt;</description>
    <pubDate>Mon, 23 Apr 2007 17:04:07 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2007-04-23T17:04:07Z</dc:date>
    <item>
      <title>late payment!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/late-payment/m-p/3533#M2097</link>
      <description>&lt;DIV&gt;hi,&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; i was just wondering about a late payment on my credit report!&lt;/DIV&gt;&lt;DIV&gt;i got a 30 day late payment, i just wanted to know is the 30 days late after your due date or after your 14 day grace period?&lt;/DIV&gt;</description>
      <pubDate>Mon, 23 Apr 2007 17:04:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/late-payment/m-p/3533#M2097</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-04-23T17:04:07Z</dc:date>
    </item>
    <item>
      <title>Re: late payment!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/late-payment/m-p/3546#M2100</link>
      <description>&lt;DIV&gt;I think it depends on the CC company. Usually the grace period is what they will go by. Try sending them a goodwill letter to get it removed.&lt;/DIV&gt;</description>
      <pubDate>Mon, 23 Apr 2007 18:46:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/late-payment/m-p/3546#M2100</guid>
      <dc:creator>Tuscani</dc:creator>
      <dc:date>2007-04-23T18:46:32Z</dc:date>
    </item>
    <item>
      <title>Re: late payment!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/late-payment/m-p/3554#M2106</link>
      <description>&lt;DIV&gt;what is a goodwill letter?&lt;/DIV&gt;</description>
      <pubDate>Mon, 23 Apr 2007 19:00:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/late-payment/m-p/3554#M2106</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-04-23T19:00:03Z</dc:date>
    </item>
    <item>
      <title>Re: late payment!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/late-payment/m-p/3628#M2149</link>
      <description>&lt;DIV&gt;PM me your e-mail and I will send you a sample letter.&lt;/DIV&gt;</description>
      <pubDate>Mon, 23 Apr 2007 23:35:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/late-payment/m-p/3628#M2149</guid>
      <dc:creator>Tuscani</dc:creator>
      <dc:date>2007-04-23T23:35:11Z</dc:date>
    </item>
    <item>
      <title>Re: late payment!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/late-payment/m-p/3635#M2153</link>
      <description>&lt;DIV&gt;my email address is  [removed]&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;FONT size="-2"&gt;&lt;I&gt;(Sorry, but your e-mail address was removed.  We ask that you please do not reveal your e-mail publicly.  Thanks! - Raine)&lt;/I&gt;&lt;/FONT&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by Raine on &lt;SPAN class="date_text"&gt;04-23-2007&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;11:11 PM&lt;/SPAN&gt;</description>
      <pubDate>Tue, 24 Apr 2007 06:11:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/late-payment/m-p/3635#M2153</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-04-24T06:11:56Z</dc:date>
    </item>
    <item>
      <title>Re: late payment!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/late-payment/m-p/3678#M2172</link>
      <description>&lt;DIV&gt;Please send your e-mail address in a private message. Thanks!&lt;/DIV&gt;</description>
      <pubDate>Tue, 24 Apr 2007 12:34:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/late-payment/m-p/3678#M2172</guid>
      <dc:creator>Tuscani</dc:creator>
      <dc:date>2007-04-24T12:34:40Z</dc:date>
    </item>
    <item>
      <title>Re: late payment!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/late-payment/m-p/3745#M2213</link>
      <description>&lt;DIV&gt;You got mail!&lt;/DIV&gt;</description>
      <pubDate>Tue, 24 Apr 2007 23:51:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/late-payment/m-p/3745#M2213</guid>
      <dc:creator>Tuscani</dc:creator>
      <dc:date>2007-04-24T23:51:53Z</dc:date>
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