https://ficoforums.myfico.com/t5/General-Credit-Topics/Is-it-true-that-BoA-99-500-does-not-offer-CLI/m-p/28931#M21087 <DIV>Okay I guess I'll wait. Thanx</DIV> Fri, 06 Jul 2007 19:31:14 GMT Takunda1 2007-07-06T19:31:14Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Is-it-true-that-BoA-99-500-does-not-offer-CLI/m-p/28802#M20971 <DIV>I got a letter saying because I had a good payment record&nbsp;with them , they were refunding my $99. I got my $99 back then I emailed CS for a CLI, I got an email back stating that some things cannot be discussed via email and I should call and speak to a CSR, so I did and they said the 99?500 does not offer CLI is this true for everyone else?</DIV> Fri, 06 Jul 2007 17:32:39 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Is-it-true-that-BoA-99-500-does-not-offer-CLI/m-p/28802#M20971 Takunda1 2007-07-06T17:32:39Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Is-it-true-that-BoA-99-500-does-not-offer-CLI/m-p/28815#M20983 Yes and no.<BR /><BR />No, the 99/500 card does not offer CLIs. However, since they sent your $99, that means your account has been graduated to unsecured. So, technically, you no longer have a secured 99/500 card. You have a "normal" credit card with a $500 credit line. And BofA does offer CLIs on their unsecured cards.<BR /><BR />My advice is to keep your balance low and your payments on time. Come September, ask them for a CLI, and you'll probably be upgraded to a $1000 CL. Fri, 06 Jul 2007 17:45:10 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Is-it-true-that-BoA-99-500-does-not-offer-CLI/m-p/28815#M20983 Anonymous 2007-07-06T17:45:10Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Is-it-true-that-BoA-99-500-does-not-offer-CLI/m-p/28931#M21087 <DIV>Okay I guess I'll wait. Thanx</DIV> Fri, 06 Jul 2007 19:31:14 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Is-it-true-that-BoA-99-500-does-not-offer-CLI/m-p/28931#M21087 Takunda1 2007-07-06T19:31:14Z