topic Re: New resident/social security - Unable to use myfico.com services in General Credit Topics

New resident/social security - Unable to use myfico.com services

Anonymous — Wed, 24 Jun 2015 00:28:21 GMT

Hi there, I recieved my permanent greencard a few months ago, and a social security number - and im now looking to build my credit history. I already have a secured credit card, and i've been added to a family members credit card (who has outstanding credit) as a co-applicant. However, i've been told my a representative at MyFico that i can't use their services as the social security number needs to be 3 years old, and i need at least 6 months of credit acitvity before they can "verify me". Bit suprised at that.

I already have an Equifax account and can see their credit score for me.

Is this normal to not be able to get verified on MyFico?

Re: New resident/social security - Unable to use myfico.com services

Anonymous — Wed, 24 Jun 2015 00:38:07 GMT

To give a bit more info...

I signed up for the service today. I got a message saying that they needed to idenfiy me. When i phone up and they pulled up my questions, they said they were drawing a blank, and that the only reason for this would be due to my social being new and my credit history being new.

Surely there are other members on here with new social security cards and no credit history who were able to access their Fico scores on here? I just don't buy the reason I was given.

Re: New resident/social security - Unable to use myfico.com services

Anonymous — Wed, 24 Jun 2015 14:54:52 GMT

I'm using it with 8 months credit history. You do need to have six months, in order to have a score.

Re: New resident/social security - Unable to use myfico.com services

Anonymous — Wed, 24 Jun 2015 17:03:24 GMT

Thank you!

Re: New resident/social security - Unable to use myfico.com services

Anonymous — Thu, 25 Jun 2015 00:07:25 GMT

@Anonymous wrote:
To give a bit more info...

I signed up for the service today. I got a message saying that they needed to idenfiy me. When i phone up and they pulled up my questions, they said they were drawing a blank, and that the only reason for this would be due to my social being new and my credit history being new.

Surely there are other members on here with new social security cards and no credit history who were able to access their Fico scores on here? I just don't buy the reason I was given.

It is not your SSN that is the problem. As the other poster said, you need 6months of history to be able to generate a score. Keep at it and you will generate scores soon.