topic Re: PenFed Offering Free FICO? in General Credit Topics

PenFed Offering Free FICO?

Anonymous — Sat, 04 Jul 2015 23:20:21 GMT

I'm not sure if this is the right sub-forum, but I hope it's close enough.

I logged in to my PenFed account and was given a notification of a new feature, viewing my FICO score! Here's a screenshot of what it looked like on the overview page:

I followed the link and was shown my "FICO NextGen Score", as well as a page with some links to resources about learning how credit scores work etc. Unfortunately though I couldn't find anything on the page indicating what bureau it was from. But here's what it looked like:

Does anyone else have this? Is it perhaps common knowledge? I just noticed it today and hadn't heard of it before, so hopefully it's a new think for all members.

Re: PenFed Offering Free FICO?

Anonymous — Sat, 04 Jul 2015 23:24:21 GMT

They've given that score for a long time now. Nothing new

Re: PenFed Offering Free FICO?

Anonymous — Sat, 04 Jul 2015 23:36:33 GMT

@Anonymous wrote:
They've given that score for a long time now. Nothing new

Ah, my apologies then! I hadn't seen it before, and it had a little "new" tag on the image, so I thought it was. Sorry for the spam thread!

Re: PenFed Offering Free FICO?

Anonymous — Sat, 04 Jul 2015 23:45:09 GMT

@Anonymous wrote:
@Anonymous wrote:
They've given that score for a long time now. Nothing new
Ah, my apologies then! I hadn't seen it before, and it had a little "new" tag on the image, so I thought it was. Sorry for the spam thread!

No need to apologize and your post isn't anything close to spam. Just so you know the score that they give is a Fico Score based on Equifax. The NextGen score was developed in 2001 and almost no one uses it except PenFed. And when I say that they given that score for while, it was early 2014 when they started providing it. And it says 'new' on it because they just updated the score the other day.

Re: PenFed Offering Free FICO?

Anonymous — Sun, 05 Jul 2015 00:14:57 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
They've given that score for a long time now. Nothing new
Ah, my apologies then! I hadn't seen it before, and it had a little "new" tag on the image, so I thought it was. Sorry for the spam thread!
No need to apologize and your post isn't anything close to spam. Just so you know the score that they give is a Fico Score based on Equifax. The NextGen score was developed in 2001 and almost no one uses it except PenFed. And when I say that they given that score for while, it was early 2014 when they started providing it. And it says 'new' on it because they just updated the score the other day.

Thank you very much, that's helpful and appreciated.

Re: PenFed Offering Free FICO?

takeshi74 — Mon, 06 Jul 2015 13:01:42 GMT

If a site's search feature isn't working for you then try a site restricted Google search. Here's an example relevant to this thread:

https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&es_th=1&ie=UTF-8#q=penfed%20fico%20site%3Aficoforums.myfico.com&es_th=1

...and here's PenFed's announcement from about a year ago:

http://blog.penfed.org/your-fico-score/