topic Re: Getting Free Fico from all 3 bureaus on my Cards. in General Credit Topics

Getting Free Fico from all 3 bureaus on my Cards.

taxi818 — Tue, 21 Jul 2015 21:11:57 GMT

Thanks to a member who just informed me about citi giving the free Equifax fico. That was all i needed to hear. I went online and immediately checked. and realized. it is true.

So now. That gives me my fico monthly for free. Sorry my fico 3 b. I must say Goodbye. Its been good while it lasted.

Transunion. im getting from Discover. Barclays and Walmart.

Experian from Amex.

Equifax now from Citi. This is awesome. Saving $24.95 a month.

Re: Getting Free Fico from all 3 bureaus on my Cards.

icyhot — Tue, 21 Jul 2015 21:16:51 GMT

Cool! I know I'm getting Equifax from Citi, my auto lender gives a free score but I don't know who. If Amex gives Experian then I would just need one who gives TU

Re: Getting Free Fico from all 3 bureaus on my Cards.

Anonymous — Tue, 21 Jul 2015 21:21:03 GMT

What Amex do you have? I don't think I'm getting my EX FICO score from my PRG.

Re: Getting Free Fico from all 3 bureaus on my Cards.

taxi818 — Tue, 21 Jul 2015 21:22:16 GMT

Yes amex does give Experian. Discover. Walmart and Barclays. give the Tu.

i will post a pic of all 3. So combined. Walmart Amex and Citi. Transunion. Experian. and Equifax.

Re: Getting Free Fico from all 3 bureaus on my Cards.

taxi818 — Tue, 21 Jul 2015 21:23:10 GMT

@Anonymous wrote:
What Amex do you have? I don't think I'm getting my EX FICO score from my PRG.

I have the Delta and The amex Green'

Re: Getting Free Fico from all 3 bureaus on my Cards.

Anonymous — Tue, 21 Jul 2015 21:27:02 GMT

Nice!!!! What was your DC sl?

Re: Getting Free Fico from all 3 bureaus on my Cards.

Anonymous — Tue, 21 Jul 2015 21:28:21 GMT

Amex is/was (very slowly) rolling out the scores, after a pilot. Judging from here and elsewhere, most people still don't have it.

Note that Citi is the bankcard version of FICO 08, so not quite the same as the 3B MyFICO score.

Re: Getting Free Fico from all 3 bureaus on my Cards.

taxi818 — Tue, 21 Jul 2015 21:28:57 GMT

@Anonymous wrote:
Nice!!!! What was your DC sl?

I saw your Sl Kaylava. Citi is pretty Tight to say the least. I got 2k.

Re: Getting Free Fico from all 3 bureaus on my Cards.

taxi818 — Tue, 21 Jul 2015 21:30:01 GMT

@Anonymous wrote:
Amex is/was (very slowly) rolling out the scores, after a pilot. Judging from here and elsewhere, most people still don't have it.

Note that Citi is the bankcard version of FICO 08, so not quite the same as the 3B MyFICO score.

Really. I think there is a 10 point Difference with my bankcard version and regular eq o8. The bankcard version is higher.

Re: Getting Free Fico from all 3 bureaus on my Cards.

Anonymous — Tue, 21 Jul 2015 21:31:17 GMT

Sorry for asking a possibly stupid question, but where can you look up your score on your amex account page? I can't find it anywhere on my account page.

Re: Getting Free Fico from all 3 bureaus on my Cards.

Anonymous — Tue, 21 Jul 2015 21:31:30 GMT

This is great news. Alas I still only get EQ and TU from Citi and Discover.

Re: Getting Free Fico from all 3 bureaus on my Cards.

taxi818 — Tue, 21 Jul 2015 21:38:46 GMT

@Anonymous wrote:
Sorry for asking a possibly stupid question, but where can you look up your score on your amex account page? I can't find it anywhere on my account page.

This is not Stupid Question. Good Question. As LTL Just said. Amex is slowly. Repeat. Slowly rolling it out. Not everyone has it yet. But image below shows you where.

Re: Getting Free Fico from all 3 bureaus on my Cards.

Anonymous — Tue, 21 Jul 2015 21:40:13 GMT

AMEX hates me I think. No FICO and no phone call to unfreeze my Everyday Preferred. 😾

Re: Getting Free Fico from all 3 bureaus on my Cards.

Sharingan — Tue, 21 Jul 2015 21:43:46 GMT

I've had several AmEx cards over the years, and I have never been provided my EX score from them. Fortunately, my Chase Slate is able to provide me with an EX score. I think 3-4 of my lenders provide TU and Citi takes care of EQ. I've never been one to pay for a score because it's not exactly accurate since lenders use various models. Free, however, is definitely a win.

Re: Getting Free Fico from all 3 bureaus on my Cards.

mikelo22 — Tue, 21 Jul 2015 22:03:23 GMT

FNBO cards also offer the Experian score, albeit the Bankcard version.

Re: Getting Free Fico from all 3 bureaus on my Cards.

Anonymous — Tue, 21 Jul 2015 22:05:06 GMT

@taxi818 wrote:
@Anonymous wrote:
Sorry for asking a possibly stupid question, but where can you look up your score on your amex account page? I can't find it anywhere on my account page.
This is not Stupid Question. Good Question. As LTL Just said. Amex is slowly. Repeat. Slowly rolling it out. Not everyone has it yet. But image below shows you where.

Thanks. Yeah... I don't have that link.

Re: Getting Free Fico from all 3 bureaus on my Cards.

9CLINE — Tue, 21 Jul 2015 22:19:20 GMT

Awesome......

Edit ****

Neither of my Amex's has the scores yet....

Re: Getting Free Fico from all 3 bureaus on my Cards.

takeshi74 — Wed, 22 Jul 2015 12:32:30 GMT

@taxi818 wrote:
Really. I think there is a 10 point Difference with my bankcard version and regular eq o8. The bankcard version is higher.

Do not assume fixed offsets between different scoring models.

Re: Getting Free Fico from all 3 bureaus on my Cards.

taxi818 — Wed, 22 Jul 2015 13:03:44 GMT

@takeshi74 wrote:
@taxi818 wrote:
Really. I think there is a 10 point Difference with my bankcard version and regular eq o8. The bankcard version is higher.
Do not assume fixed offsets between different scoring models.

Yeah. I don't think fixed. I just noticed mine were 10 points higher across bureaus. I'm sure it can vary.