topic Re: Why TransUnion? in General Credit Topics

Why TransUnion?

Anonymous — Sat, 07 Jul 2007 01:01:05 GMT

The last two accounts I have applied for - checking and saving with B of A and a First Premier Bank card that I have decided not to use - have done inquiries with TransUnion. That is my very lowest score (not that any of them is worth crowing about), and I am wondering how I even got the accounts given low score. Do certain banks just prefer certain credit bureaus, and, what is the reasoning?

Re: Why TransUnion?

Tuscani — Sat, 07 Jul 2007 01:06:14 GMT

Yep.. And your geographic location and the time of year can make a difference as well. And sometime the CB pulled is random. Every creditor is different.

Re: Why TransUnion?

Anonymous — Sat, 07 Jul 2007 01:14:39 GMT

Well, it didn't have any adverse effects, but I was just curious as to how they decided to pull from the CB with my lowest score. Thanks for answering my question.

Re: Why TransUnion?

Anonymous — Sat, 07 Jul 2007 01:18:52 GMT

Plus, I had no idea that banks pull your credit for checking and savings accounts!!

Re: Why TransUnion?

Anonymous — Sat, 07 Jul 2007 01:20:51 GMT

@Anonymous wrote:
Plus, I had no idea that banks pull your credit for checking and savings accounts!!

I did not realise this either. I do know they use check systems though.