topic Re: Smart Credit.com or Myfico.com? in General Credit Topics

Smart Credit.com or Myfico.com?

Anonymous514 — Thu, 20 Aug 2015 20:21:13 GMT

Should I use Smart Credit for my monthly fico score or smart credit? Same price every month as myfico is it nicer? Are these actual fico scores on smart credit?

Re: Smart Credit.com or Myfico.com?

Anonymous — Sat, 22 Aug 2015 18:35:11 GMT

Credit Check Total is the best from what I've heard. http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Credit-Check-Total/td-p/4103186

Re: Smart Credit.com or Myfico.com?

takeshi74 — Sat, 22 Aug 2015 23:24:14 GMT

Your call to make. Carefully consider what each offer versus your preferences and priorities. I don't use any of these myself.

From Smart Credit:

Credit Score
This is an overall view of your credit history and financial stress. It is often called a Mid-Mortgage Score.

You have to determine how useful that would be to you. If, for example, you want your FICO 8 for a specific CRA then it isn't going to fit the bill.

Don't expect to be able to rely on a single score. Creditors don't all use the same scoring model or CRA. With most models you have a score with each CRA.