https://ficoforums.myfico.com/t5/General-Credit-Topics/Debt-Consolidation/m-p/3636#M2154 <DIV>Can I consolidate my debt even though they are already in collection?</DIV> Tue, 24 Apr 2007 00:59:42 GMT Anonymous 2007-04-24T00:59:42Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Debt-Consolidation/m-p/3636#M2154 <DIV>Can I consolidate my debt even though they are already in collection?</DIV> Tue, 24 Apr 2007 00:59:42 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Debt-Consolidation/m-p/3636#M2154 Anonymous 2007-04-24T00:59:42Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Debt-Consolidation/m-p/3677#M2171 <DIV>Can we get more info? What kind of debt? How much is owed? How far along are you in the collection process?</DIV> Tue, 24 Apr 2007 12:33:53 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Debt-Consolidation/m-p/3677#M2171 Tuscani 2007-04-24T12:33:53Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Debt-Consolidation/m-p/331964#M115166 <DIV>I am trying to consolidate a few credit cards and my credit score has bottomed out basically. I was wondering if anyone new of another way of consolidating without acctually getting a personal loan for the amount that I have. Please any help would be greatly appreciated.</DIV><DIV>&nbsp;</DIV><DIV>James</DIV> Wed, 03 Sep 2008 00:15:46 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Debt-Consolidation/m-p/331964#M115166 Anonymous 2008-09-03T00:15:46Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Debt-Consolidation/m-p/331970#M115167 <DIV>Debt Managment Program (DMP).&nbsp; This could lower you payments by reducing interest charges.&nbsp; Dont go near Debt Settlement programs.&nbsp; I t will trash your credit and some actually rip you off.</DIV> Wed, 03 Sep 2008 00:24:26 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Debt-Consolidation/m-p/331970#M115167 marty56 2008-09-03T00:24:26Z