topic Re: Which lenders pull only Equifax? in General Credit Topics

Which lenders pull only Equifax?

JoeDiver74 — Sat, 05 Sep 2015 17:54:25 GMT

Sorry if this has been asked and answered. I searched and didn't see anything. My last baddie came off my Equifax and my score shot up to 766, so I am looking to make some moves. Does anyone know what lenders pull only from EQ? DFCU?

Thanks in advance.

Re: Which lenders pull only Equifax?

CH-7-Mission-Accomplished — Sat, 05 Sep 2015 19:59:44 GMT

Discover

Re: Which lenders pull only Equifax?

Anonymous — Sun, 06 Sep 2015 13:25:35 GMT

PenFed

Re: Which lenders pull only Equifax?

Anonymous — Sun, 06 Sep 2015 13:28:15 GMT

Discover has been known to pull any of the 3.

Re: Which lenders pull only Equifax?

Kb109 — Sun, 06 Sep 2015 14:10:39 GMT

Huntington Bank. Citi has also only pulled EQ for me.

Re: Which lenders pull only Equifax?

Anonymous — Mon, 07 Sep 2015 06:12:25 GMT

DCU pulls EQ only

Re: Which lenders pull only Equifax?

pizza1 — Tue, 08 Sep 2015 01:37:30 GMT

Everyone and their dog pulls EQ, lol

Re: Which lenders pull only Equifax?

Anonymous — Tue, 08 Sep 2015 01:42:05 GMT

everyone except the TU pullers lol. but seriously discover pulled my equifax and every card i have gotten that wasn't a TU only puller pulled my equifax at least

Re: Which lenders pull only Equifax?

JoeDiver74 — Tue, 08 Sep 2015 19:06:43 GMT

I applied for a car loan with DFCU, got approved for $11500 with a 1.99 APR, and was told my an agent there I am also approved for a $10,000 credit card and a $5700 motorcycle loan, so it seems they pulled Equifax. I tried Discover and was declined. I have a 766 FICO with Equifax so it's doubtful Discover pulled that. Ill find out once the pull posts.

Re: Which lenders pull only Equifax?

Broke_Triathlete — Wed, 09 Sep 2015 01:29:53 GMT

@CH-7-Mission-Accomplished wrote:
Discover

Discover pulled EQ and EX for me.

Re: Which lenders pull only Equifax?

Anonymous — Wed, 09 Sep 2015 02:53:32 GMT

Discover pulled my Experian when I got my It card.

Re: Which lenders pull only Equifax?

CreditDunce — Thu, 10 Sep 2015 02:53:22 GMT

DCU and Penfed are nationwide credit unions known for only pulling EQ. For your local credit unions, search for "credit pull database". It is also useful for banks that pull different CRA's depending on the state you live in.

Citi normally uses EQ for their primary CRA, however, they also often pull a secondary CRA.

TD Bank/Target also pulled EQ for me.

Edit: Discover did pull EQ for me, but as others have mentioned, they can pull any of the CRA's.

Edit 2: also some banks may SP you on a different CRA than they HP you on.