https://ficoforums.myfico.com/t5/General-Credit-Topics/Score-drop/m-p/4274323#M217611 <P>To determine the cause(s) of any scoring change you would have to carefully review report from before and after the change.</P><P>&nbsp;</P><P>If you're going to worry over scoring changes I would recommend setting a threshold of at least 20 points. &nbsp;Scores commonly go up and down as report data like revolving utilization varies from month to month.</P> Mon, 12 Oct 2015 12:27:49 GMT takeshi74 2015-10-12T12:27:49Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Score-drop/m-p/4274248#M217605 <P>All this time my score went up every month , im basically gardening payin my cards , now i check my TU fico with walmart and the score drop 690 to 674 , i really dont know the reason , im doing the same every month.&nbsp;</P> Mon, 12 Oct 2015 05:17:56 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Score-drop/m-p/4274248#M217605 Anonymous 2015-10-12T05:17:56Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Score-drop/m-p/4274323#M217611 <P>To determine the cause(s) of any scoring change you would have to carefully review report from before and after the change.</P><P>&nbsp;</P><P>If you're going to worry over scoring changes I would recommend setting a threshold of at least 20 points. &nbsp;Scores commonly go up and down as report data like revolving utilization varies from month to month.</P> Mon, 12 Oct 2015 12:27:49 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Score-drop/m-p/4274323#M217611 takeshi74 2015-10-12T12:27:49Z