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    <title>topic Re: I OPTED OUT YEARS AGO &amp;amp; FORGOT! in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-OPTED-OUT-YEARS-AGO-amp-FORGOT/m-p/4298005#M218497</link>
    <description>&lt;P&gt;Let me be one to say, the way you format your posts drives me nuts. Really???&lt;/P&gt;</description>
    <pubDate>Tue, 27 Oct 2015 11:30:31 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-10-27T11:30:31Z</dc:date>
    <item>
      <title>I OPTED OUT YEARS AGO &amp; FORGOT!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-OPTED-OUT-YEARS-AGO-amp-FORGOT/m-p/4295644#M218464</link>
      <description>&lt;P&gt;&amp;nbsp; &amp;gt; here's the story &amp;gt; &amp;nbsp; &amp;nbsp; i'm doing my best to stay on topp of My Credit reports.. &amp;nbsp;i'm going through each one Starting with trans union, &amp;nbsp; so i'm looking &amp;nbsp;&amp;amp; looking &amp;amp; looking &amp;amp; at the end of the report &amp;nbsp; &amp;gt; &amp;nbsp;it says &amp;gt; CREDIT REPORT MESS: &amp;gt; PROMOTIONAL OPT-OUT: &amp;nbsp; &amp;nbsp; this file has been opted out of promotional lists supplied by Transunion. (Note: this opt-out has no expiration date) &amp;nbsp;&amp;gt; &amp;nbsp;WHAT!!!&amp;gt;? &amp;nbsp;WHEN !&amp;gt;/? &amp;nbsp;SINCE WHEN&amp;gt;? &amp;nbsp; WHEN DID I DO THIS&amp;gt;? &amp;nbsp; ARE YOU KIDDING ME!!&amp;gt;? &amp;nbsp;NO!. &amp;nbsp;so i opted in rite away this Morning, so easy to do &amp;gt; &amp;nbsp; just google promo opt in &amp;gt; &amp;nbsp; you'll find the link.. &amp;nbsp;and you'll input your name Address phone # full social &amp;amp; date of birth... &amp;nbsp; it takes 5 days &amp;nbsp; &amp;amp; this will be good for all 3 CREDIT REPORTING AGENCYS! &amp;nbsp; &amp;gt; i was wondering why my roomate was getting all kinds of things in the Mail from lenders that would go rite in the shredder.. &amp;nbsp; 7 i would get Nothing! &amp;gt; &amp;nbsp;we've lived here for 8 years! &amp;nbsp; and i've gotten several Comenity cards by way of (SCT) but not 1 Visa pop up!&amp;gt; &amp;nbsp; and today... &amp;nbsp;it all comes back to me Mentally.. &amp;nbsp; we lived in a diff city back in 2003 and i would get so much junk mail.. &amp;nbsp; I NOW REMEMBER I OPTED OUT! &amp;nbsp; i was young, 31 maybe worked as a paralegal.. &amp;nbsp;had several Credit cards &amp;nbsp;didn't want to be bothered with stuff.. &amp;nbsp; fast forward almost 15 years later..(after a BK in 2009) &amp;nbsp;i forgot.. &amp;nbsp;i want that junkMail.. &amp;nbsp;because you get insane CREDIT CARD OFFERS! &amp;nbsp;OMG!&amp;gt; &amp;nbsp; i had no idea i was opted out. &amp;nbsp;&amp;gt; &amp;nbsp;here we go&amp;gt;.. &lt;A href="http://www.optoutprescreen.com" target="_blank"&gt;www.optoutprescreen.com&lt;/A&gt; &amp;gt;everyone is diff &amp;nbsp;please check your status.. &amp;nbsp;if not sure.. &amp;nbsp;just go to the site.. &amp;nbsp; &amp;amp; opt in.. &amp;nbsp; no need to check your reports &amp;nbsp; i think u should be opted in! &amp;nbsp;&amp;gt; &amp;nbsp; i'm so so So Happy i found out before Christmas!&lt;/P&gt;</description>
      <pubDate>Sun, 25 Oct 2015 20:29:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-OPTED-OUT-YEARS-AGO-amp-FORGOT/m-p/4295644#M218464</guid>
      <dc:creator>bodyboy1</dc:creator>
      <dc:date>2015-10-25T20:29:21Z</dc:date>
    </item>
    <item>
      <title>Re: I OPTED OUT YEARS AGO &amp; FORGOT!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-OPTED-OUT-YEARS-AGO-amp-FORGOT/m-p/4295677#M218465</link>
      <description>&lt;P&gt;Wrong section I think, but good for u! EDIT: sorry thought this was mainly for CL &amp;nbsp;or CLI approvals, my bad.&lt;/P&gt;</description>
      <pubDate>Mon, 26 Oct 2015 00:03:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-OPTED-OUT-YEARS-AGO-amp-FORGOT/m-p/4295677#M218465</guid>
      <dc:creator>willwar14</dc:creator>
      <dc:date>2015-10-26T00:03:01Z</dc:date>
    </item>
    <item>
      <title>Re: I OPTED OUT YEARS AGO &amp; FORGOT!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-OPTED-OUT-YEARS-AGO-amp-FORGOT/m-p/4295749#M218466</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/905868"&gt;@willwar14&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Wrong section I think, but good for u!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;LOL..&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;OP's opt-in for credit card offers has been approved.&lt;/P&gt;</description>
      <pubDate>Sun, 25 Oct 2015 21:56:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-OPTED-OUT-YEARS-AGO-amp-FORGOT/m-p/4295749#M218466</guid>
      <dc:creator>fury1995</dc:creator>
      <dc:date>2015-10-25T21:56:57Z</dc:date>
    </item>
    <item>
      <title>Re: I OPTED OUT YEARS AGO &amp; FORGOT!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-OPTED-OUT-YEARS-AGO-amp-FORGOT/m-p/4296173#M218468</link>
      <description>It appears this thread would be more beneficial to others in the General Credit Topics subforum since this isn't technically an approval or CLI topic. This simply informs individuals with opt-in preferences.</description>
      <pubDate>Mon, 26 Oct 2015 02:39:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-OPTED-OUT-YEARS-AGO-amp-FORGOT/m-p/4296173#M218468</guid>
      <dc:creator>FinStar</dc:creator>
      <dc:date>2015-10-26T02:39:05Z</dc:date>
    </item>
    <item>
      <title>Re: I OPTED OUT YEARS AGO &amp; FORGOT!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-OPTED-OUT-YEARS-AGO-amp-FORGOT/m-p/4296258#M218469</link>
      <description>&lt;BLOCKQUOTE&gt;&amp;gt; &amp;nbsp;thanks for your opinion.&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633614"&gt;@FinStar&lt;/a&gt; wrote:&lt;BR /&gt;It appears this thread would be more beneficial to others in the General Credit Topics subforum since this isn't technically an approval or CLI topic. This simply informs individuals with opt-in preferences.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 26 Oct 2015 03:56:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-OPTED-OUT-YEARS-AGO-amp-FORGOT/m-p/4296258#M218469</guid>
      <dc:creator>bodyboy1</dc:creator>
      <dc:date>2015-10-26T03:56:17Z</dc:date>
    </item>
    <item>
      <title>Re: I OPTED OUT YEARS AGO &amp; FORGOT!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-OPTED-OUT-YEARS-AGO-amp-FORGOT/m-p/4298005#M218497</link>
      <description>&lt;P&gt;Let me be one to say, the way you format your posts drives me nuts. Really???&lt;/P&gt;</description>
      <pubDate>Tue, 27 Oct 2015 11:30:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-OPTED-OUT-YEARS-AGO-amp-FORGOT/m-p/4298005#M218497</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-27T11:30:31Z</dc:date>
    </item>
    <item>
      <title>Re: I OPTED OUT YEARS AGO &amp; FORGOT!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-OPTED-OUT-YEARS-AGO-amp-FORGOT/m-p/4298033#M218500</link>
      <description>&lt;P&gt;Please use paragraphs. &amp;nbsp;It is difficult to read run on text like that.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/748991"&gt;@bodyboy1&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;i forgot.. &amp;nbsp;i want that junkMail.. &amp;nbsp;because you get insane CREDIT CARD OFFERS!&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You can if your credit qualifies but don't rely solely on offers and don't just respond to offers. &amp;nbsp;Select cards that specifically suit you.&lt;/P&gt;</description>
      <pubDate>Tue, 27 Oct 2015 12:02:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-OPTED-OUT-YEARS-AGO-amp-FORGOT/m-p/4298033#M218500</guid>
      <dc:creator>takeshi74</dc:creator>
      <dc:date>2015-10-27T12:02:31Z</dc:date>
    </item>
    <item>
      <title>Re: I OPTED OUT YEARS AGO &amp; FORGOT!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-OPTED-OUT-YEARS-AGO-amp-FORGOT/m-p/4298572#M218513</link>
      <description>&lt;P&gt;Pretty sure they weren't planning on taking EVERY offer that came in lol.&lt;/P&gt;</description>
      <pubDate>Tue, 27 Oct 2015 18:11:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-OPTED-OUT-YEARS-AGO-amp-FORGOT/m-p/4298572#M218513</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-27T18:11:42Z</dc:date>
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