topic Re: cct? in General Credit Topics

cct?

Anonymous — Mon, 04 Jan 2016 21:28:22 GMT

Has anyone used this, amex sent me a packet in the mail offering it ths first month for 1 buck. Is it considered a fako score also.
Myfico has my scores at eq,ex,tr. 645, 647, 640
Ck is 677,667
Capital one tracker has me at a 677.

Re: cct?

Anonymous — Mon, 04 Jan 2016 21:56:17 GMT

Creditchecktotal.com ? They give you a FICO 8 score. Daily experian and monthly 3 bureau pull.

Re: cct?

olehammer — Mon, 04 Jan 2016 22:00:00 GMT

They are great. Daily EX FICO and CR. MOnthly for the other two.

After your trial is over, call to cancel. They will cut the monthly fee in 1/2 to $15 indefinitely.

Re: cct?

Hokies2379 — Mon, 04 Jan 2016 22:03:04 GMT

Even better, pay your dollar then cancel. You'll end up with 2 pulls in 10 days. Then, use the dollar trial again, two more pulls.

Basically you can get 6 pulls for $3 dollars a month. And I will continue to until they tell me I'm out of free trials.

Re: cct?

elim — Mon, 04 Jan 2016 23:01:16 GMT

@Hokies2379 wrote:
Even better, pay your dollar then cancel. You'll end up with 2 pulls in 10 days. Then, use the dollar trial again, two more pulls.

Basically you can get 6 pulls for $3 dollars a month. And I will continue to until they tell me I'm out of free trials.

ehhhh, it's 15 bucks a month. why go through the hastle. i click the icon and "poof" my report and score is there.

Re: cct?

Hokies2379 — Mon, 04 Jan 2016 23:12:17 GMT

@elim wrote:
@Hokies2379 wrote:
Even better, pay your dollar then cancel. You'll end up with 2 pulls in 10 days. Then, use the dollar trial again, two more pulls.

Basically you can get 6 pulls for $3 dollars a month. And I will continue to until they tell me I'm out of free trials.

ehhhh, it's 15 bucks a month. why go through the hastle. i click the icon and "poof" my report and score is there.

really isn't much of a hassle. Guess it's all relative, but 12 bucks is 12 bucks. I have to click one additional thing before I "poof." To me the extra click before "poof" is worth 12 bucks.

Re: cct?

AutoBot — Mon, 04 Jan 2016 23:24:47 GMT

CCT at the 50% off monthly price is well worth it for those actively rebuilding their credit.

Re: cct?

Anonymous — Mon, 04 Jan 2016 23:31:19 GMT

I would do that if I needed all 3 bureaus every week for some reason, otherwise I'm content with spending 15 a month for what I have, I'm not messing with calling to cancel every week lol, and if u forget then u get charged 30, no thanks.

I highly recommend this especially if you're the building cuz u can see collections being deleted day by day and also know your best days for amping etc etc etc..... why ppl choose other sites over cct is beyond me

Re: cct?

Anonymous — Tue, 05 Jan 2016 00:07:52 GMT

Thanks everyone. Just got home work. I am going to opt in for it

Re: cct?

takeshi74 — Tue, 05 Jan 2016 12:54:45 GMT

@Anonymous wrote:
Has anyone used this

A few. Don't overlook prior discussions as a resource:

https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&es_th=1&ie=UTF-8#q=credit%20check%20total%20site%3Aficoforums.myfico.com&es_th=1

@Anonymous wrote:
Is it considered a fako score also.

In many cases you can find the info directly from the source. This is on the home page:

https://www.creditchecktotal.com/

Credit score calculated based on FICO Score 8 model

@Anonymous wrote:
Ck is 677,667
Capital one tracker has me at a 677.

Always consider the specific model & CRA when referring to scores. Also consider the relevance of a model/CRA combo to a given creditor. If you have creditors that actually use TU or EQ VantageScore 3.0 then Credit Karma's scores are relevant. No creditor uses the TransUnion New Account score provided by Capital One's Credit Tracker. Do not use a score generated by one model to determine a score generated by another model.

Re: cct?

Anonymous — Tue, 05 Jan 2016 15:12:21 GMT

Cap 1 credit tracker is useless

Re: cct?

OMW2_HighAcheiver — Sun, 10 Jan 2016 06:12:04 GMT

@Hokies2379 wrote:
@elim wrote:
@Hokies2379 wrote:
Even better, pay your dollar then cancel. You'll end up with 2 pulls in 10 days. Then, use the dollar trial again, two more pulls.

Basically you can get 6 pulls for $3 dollars a month. And I will continue to until they tell me I'm out of free trials.

ehhhh, it's 15 bucks a month. why go through the hastle. i click the icon and "poof" my report and score is there.
really isn't much of a hassle. Guess it's all relative, but 12 bucks is 12 bucks. I have to click one additional thing before I "poof." To me the extra click before "poof" is worth 12 bucks.

Lmdao! This is toooooo funny! I'm kind of considering CCT again since my recent approvals. Sometimes I wanna "poof" often times I don't want to "poof". 😧 I miss "poofing".