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    <title>topic Re: All 3 Finally above 700!!!!!! in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4419831#M222583</link>
    <description>&lt;P&gt;i got transunion and equifax to delete early by disputing it and saying It was to old to be on file it wasnt supposed to fall off til july 2016&lt;/P&gt;</description>
    <pubDate>Wed, 20 Jan 2016 04:47:51 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2016-01-20T04:47:51Z</dc:date>
    <item>
      <title>All 3 Finally above 700!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4419506#M222555</link>
      <description>&lt;P&gt;It's been 13 long months I was in the low 500's when I started with no credit history at all. I just got my last baddie off now I'm in the middle 700's I see green for the first time in my life. Thank you all for the advice and valuable information before I found this forum I didnt know what credit was. Too all the people still rebuilding dont give up and do your best to get all baddies off your reports i got my biggest jumps when I did that after that work on the small stuff, &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 20 Jan 2016 01:29:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4419506#M222555</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-01-20T01:29:00Z</dc:date>
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    <item>
      <title>Re: All 3 Finally above 700!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4419514#M222557</link>
      <description>&lt;P&gt;Great job. Congrats!&lt;/P&gt;</description>
      <pubDate>Wed, 20 Jan 2016 01:34:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4419514#M222557</guid>
      <dc:creator>bdhu2001</dc:creator>
      <dc:date>2016-01-20T01:34:39Z</dc:date>
    </item>
    <item>
      <title>Re: All 3 Finally above 700!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4419521#M222558</link>
      <description>&lt;P&gt;Congrats. My TU is in the mid 700. Working on EX and EQ last baddie comes off in april. Can't wait. Definitely can be done.&lt;/P&gt;</description>
      <pubDate>Wed, 20 Jan 2016 01:40:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4419521#M222558</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-01-20T01:40:14Z</dc:date>
    </item>
    <item>
      <title>Re: All 3 Finally above 700!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4419602#M222562</link>
      <description>&lt;P&gt;Good job!! Enjoy it as credit is hard work...&lt;/P&gt;</description>
      <pubDate>Wed, 20 Jan 2016 02:29:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4419602#M222562</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-01-20T02:29:56Z</dc:date>
    </item>
    <item>
      <title>Re: All 3 Finally above 700!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4419831#M222583</link>
      <description>&lt;P&gt;i got transunion and equifax to delete early by disputing it and saying It was to old to be on file it wasnt supposed to fall off til july 2016&lt;/P&gt;</description>
      <pubDate>Wed, 20 Jan 2016 04:47:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4419831#M222583</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-01-20T04:47:51Z</dc:date>
    </item>
    <item>
      <title>Re: All 3 Finally above 700!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4420065#M222594</link>
      <description>&lt;P&gt;Awesome job!&lt;/P&gt;</description>
      <pubDate>Wed, 20 Jan 2016 11:45:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4420065#M222594</guid>
      <dc:creator>jaymziz</dc:creator>
      <dc:date>2016-01-20T11:45:07Z</dc:date>
    </item>
    <item>
      <title>Re: All 3 Finally above 700!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4420083#M222595</link>
      <description>&lt;P&gt;congrats&lt;/P&gt;</description>
      <pubDate>Wed, 20 Jan 2016 12:26:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4420083#M222595</guid>
      <dc:creator>alvon123</dc:creator>
      <dc:date>2016-01-20T12:26:07Z</dc:date>
    </item>
    <item>
      <title>Re: All 3 Finally above 700!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4425880#M222840</link>
      <description>Nice job! Congrats!</description>
      <pubDate>Sun, 24 Jan 2016 07:11:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4425880#M222840</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-01-24T07:11:12Z</dc:date>
    </item>
    <item>
      <title>Re: All 3 Finally above 700!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4426130#M222851</link>
      <description>&lt;P&gt;That's awesome! Congrats!&lt;/P&gt;</description>
      <pubDate>Sun, 24 Jan 2016 16:32:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4426130#M222851</guid>
      <dc:creator>dman23</dc:creator>
      <dc:date>2016-01-24T16:32:15Z</dc:date>
    </item>
    <item>
      <title>Re: All 3 Finally above 700!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4426271#M222855</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;It's been 13 long months I was in the low 500's when I started with no credit history at all. I just got my last baddie off now I'm in the middle 700's I see green for the first time in my life. Thank you all for the advice and valuable information before I found this forum I didnt know what credit was. Too all the people still rebuilding dont give up and do your best to get all baddies off your reports i got my biggest jumps when I did that after that work on the small stuff, &amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Hi Beavis26,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Awesome job on your recent credit rating improvements! &amp;nbsp;It was just a short while ago that I was in the same boat with horrible scores, all due to my fault because of "not caring" to pay back my creditors responsibly. &amp;nbsp;Although it was not that long ago, I have changed my habits and my better half couldn't be more proud of me. &amp;nbsp;I am very proud of myself, as I am sure you are very proud of your accomplishments as well.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Welcome to the 700+ club, and I hope you continue this positive financial journey, as well as I hope that others will follow your lead and gain the insight that "if they can do it, I can do it!"&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Kudos to you!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;;-)&lt;/P&gt;</description>
      <pubDate>Sun, 24 Jan 2016 18:44:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4426271#M222855</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-01-24T18:44:19Z</dc:date>
    </item>
    <item>
      <title>Re: All 3 Finally above 700!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4426374#M222857</link>
      <description>What did you do? EQ 584 TU 615 EXP 604</description>
      <pubDate>Sun, 24 Jan 2016 19:51:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4426374#M222857</guid>
      <dc:creator>Cswildfeuer</dc:creator>
      <dc:date>2016-01-24T19:51:27Z</dc:date>
    </item>
    <item>
      <title>Re: All 3 Finally above 700!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4426430#M222858</link>
      <description>The most important thing is get all the negative stuff off of you reports I got huge jumps when did. Have a few credit cards and use them right and you will be in the 700s in no time.</description>
      <pubDate>Sun, 24 Jan 2016 20:34:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4426430#M222858</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-01-24T20:34:14Z</dc:date>
    </item>
    <item>
      <title>Re: All 3 Finally above 700!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4426456#M222860</link>
      <description>&lt;P&gt;Im so happy for you Congrats and welcome to the 700 club!!!!!&lt;/P&gt;</description>
      <pubDate>Sun, 24 Jan 2016 20:55:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4426456#M222860</guid>
      <dc:creator>Belfanm</dc:creator>
      <dc:date>2016-01-24T20:55:25Z</dc:date>
    </item>
    <item>
      <title>Re: All 3 Finally above 700!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4426471#M222861</link>
      <description>&lt;P&gt;Congrats!&lt;/P&gt;</description>
      <pubDate>Sun, 24 Jan 2016 21:04:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4426471#M222861</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-01-24T21:04:46Z</dc:date>
    </item>
    <item>
      <title>Re: All 3 Finally above 700!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4426863#M222885</link>
      <description>&lt;P&gt;That's so awesome. Very happy for you. Thank you for&amp;nbsp;sharing. I imagine when you started&amp;nbsp;it seemed impossible, now, your story will inspire others. Congrats!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 25 Jan 2016 02:15:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4426863#M222885</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-01-25T02:15:20Z</dc:date>
    </item>
    <item>
      <title>Re: All 3 Finally above 700!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4426890#M222886</link>
      <description>&lt;P&gt;What a great example you are to the rebuilding community. Congratulations!&lt;/P&gt;</description>
      <pubDate>Mon, 25 Jan 2016 02:34:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4426890#M222886</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-01-25T02:34:32Z</dc:date>
    </item>
    <item>
      <title>Re: All 3 Finally above 700!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4427257#M222900</link>
      <description>It did I was in the 520s on all three when I started. There was times I wanted to give up but I'm glad I didn't. One more thing if you don't have the money up front to pay your baddies off consider a loan that's what I did a new account has was less than a negative account.</description>
      <pubDate>Mon, 25 Jan 2016 08:15:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/All-3-Finally-above-700/m-p/4427257#M222900</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-01-25T08:15:57Z</dc:date>
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