topic Re: freeannualcreditreport.com in General Credit Topics

freeannualcreditreport.com

OMW2_HighAcheiver — Sat, 23 Jan 2016 18:02:00 GMT

I have an issue EVERY year pulling my reports from here. ID issues. To add fuel to my fire this year, the website seems to think I've already gotten a free report from TU.

Anyone else have issues with this?

Re: freeannualcreditreport.com

Anonymous — Sun, 24 Jan 2016 21:53:57 GMT

I had used this once last year and it was fine. I pulled a report from Experian a week ago with no issues. I recently tried to pull on from Equifax and that requested I mail in with proof of ID. Googling the issue and it is not uncommon for them to ask for identity verification.

Re: freeannualcreditreport.com

iv — Mon, 25 Jan 2016 04:44:19 GMT

Err... the FACTA site is http://www.annualcreditreport.com/ , not "freeannualcreditreport.com".

Be careful.

Re: freeannualcreditreport.com

OMW2_HighAcheiver — Mon, 25 Jan 2016 04:56:41 GMT

Yep. That's what I meant.

Re: freeannualcreditreport.com

Chris679 — Mon, 25 Jan 2016 11:54:43 GMT

I do this every January and every few years I have an ID problem on one of the reports.

Re: freeannualcreditreport.com

takeshi74 — Mon, 25 Jan 2016 12:53:08 GMT

I've never had problems but there are certainly others who have. Don't overlook prior discussions as a resource:

https://www.google.com/search?q=annual+credit+report+security+questions+site%3Aficoforums.myfico.com&oq=annual+credit+report+security+questions+site%3Aficoforums.myfico.com&aqs=chrome..69i57.383j0j7&sourceid=chrome&es_sm=93&ie=UTF-8

IIRC the security questions are pulled from your reports so if you can't get through security then check your reports. You can always contact a CRA directly to address this sort of thing. I don't recall if any of the CRA's use other data sources for the security questions but, again, you can call.