topic Re: Credit Karma updates? in General Credit Topics

Credit Karma updates?

Anonymous — Tue, 16 Feb 2016 22:31:05 GMT

If a tradeline was deleted, would that trigger CK to update before it's weekly update? Or would I have to wait for regular day fo update? (In my case Sunday).

Thanks

Re: Credit Karma updates?

Anonymous — Tue, 16 Feb 2016 23:38:17 GMT

You have to wait until the regular weekly update.

Re: Credit Karma updates?

Anonymous — Wed, 17 Feb 2016 13:29:40 GMT

There is no magic power to make CK update more frequently than every 7 days. The timer starts the previous time it updated, not on a certain date, so it's always 7 days after your previous update.

Re: Credit Karma updates?

takeshi74 — Wed, 17 Feb 2016 13:33:24 GMT

@Anonymous wrote:
If a tradeline was deleted, would that trigger CK to update before it's weekly update? Or would I have to wait for regular day fo update? (In my case Sunday).

CK is not a trigger based service like myFICO. CK will pull updated report data on its regular schedule for you.

Re: Credit Karma updates?

iv — Wed, 17 Feb 2016 21:25:11 GMT

Guys... that's not quite true. CK does have triggers, although they are not as extensive as most services.

They alert and update the reports (and "scores") on at least inquiries, new accounts, and new addresses.

You just need to have the "Credit Monitoring" checkbox enabled under "Communications & Monitoring".

(Not that that helps the OP, since removal of a tradeline isn't a trigger for any service.)

Re: Credit Karma updates?

LShawn08 — Thu, 18 Feb 2016 00:13:23 GMT

@iv wrote:
Guys... that's not quite true. CK does have triggers, although they are not as extensive as most services.

They alert and update the reports (and "scores") on at least inquiries, new accounts, and new addresses.

You just need to have the "Credit Monitoring" checkbox enabled under "Communications & Monitoring".

(Not that that helps the OP, since removal of a tradeline isn't a trigger for any service.)

I can ditto that. I've had two additional updates because of changes in my credit report, that triggered CK to update before its scheduled 7 day update.