topic Re: wamu in General Credit Topics

wamu

sunnyday — Mon, 09 Jul 2007 18:52:54 GMT

Does anybody know which credit bureau WAMU pulls from?

Re: wamu

Anonymous — Mon, 09 Jul 2007 18:55:04 GMT

they pulled TU for me

Re: wamu

Cory — Mon, 09 Jul 2007 19:06:33 GMT

I'm going to apply the next time they send me a pre-approval. I got two pre-approvals from them, but just ignored.

Cory

Re: wamu

sunnyday — Mon, 09 Jul 2007 19:07:45 GMT

thanks for the info

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sunnyday — Mon, 09 Jul 2007 19:08:21 GMT

If you don't mind me asking, what are your scores?

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Anonymous — Mon, 09 Jul 2007 19:14:59 GMT

my wife just got a wamu 1800 dollar cl and they pulled her tu which was 661.

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Anonymous — Mon, 09 Jul 2007 20:04:01 GMT

Oddly, WAMU pulled EX on me....though they tout TU on their site...I am in NC.

Re: wamu

BCGCredit — Tue, 10 Jul 2007 02:49:54 GMT

I got my Wamu card today 619 TU score 3500.00 CL

Re: wamu

bl00dymary — Tue, 10 Jul 2007 02:56:01 GMT

I just applied for their card and they pulled Experian. I was expecting TU because they have the TU fico tracker on their site. They are not a very hard card to get, my Ex is 637 and I have a BK & a tax lien listed.

Reported By: Experian Reported On: 07/05/2007 Alert Type: Bank/Credit Card Inquiry Creditor Type: Bank Credit Cards Date of Alert: 07/04/2007 Creditor Name: WASHINGTON MUTUAL CARD SVCS Creditor Address: PO BOX 660509 DALLAS, TX 75266-0509 Creditor Phone Number: (925)4165000

Re: wamu

smallfry — Tue, 10 Jul 2007 03:06:29 GMT

WaMu is the strangest bird out there hands down. I've seen people with scores in the high 700's get denials while people with scores barely over 600 get fairly health lines close to 5K. BTW whichever CRA WaMu pulled for your application will be the PFICO score that you will see. The first score they make available will be the one you were approved at. I'll keep my card open for the free score but with the line they gave me it is strictly a smokes and cokes card. 2K. Enjoy your new card. Congrats.

Re: wamu

bl00dymary — Tue, 10 Jul 2007 03:26:14 GMT

I applied for my husband and he was declined. They pulled his EX and his score is 641. The reason they listed for decline was "not enough bank type revolving credit accounts" He is listed as AU on all of my accounts, but only has one of his own. I checked his Experian report and low & behold they are not reporting ANY of his AU lines! Ouch. The Au axe has fallen

Re: wamu

Anonymous — Tue, 10 Jul 2007 03:28:04 GMT

were they listed prior?

Re: wamu

ah32 — Tue, 10 Jul 2007 03:31:55 GMT

Denied! They checked EX in MN. My score is 625, but I just applied for Amex yesterday. Thought they might check TU. My TU report hasn't been pulled in awhile.

Re: wamu

ah32 — Tue, 10 Jul 2007 03:38:26 GMT

Just checked my TU report. My fraud alert is still on there. I wonder if that's why they didn't check TU? I had an unexpained inquiry awhile back. I had id theft problems in the past. Don't really know why they wanted my scores in the 500's, but they did.

Re: wamu

Anonymous — Tue, 10 Jul 2007 04:33:50 GMT

WaMu pulled EX for my DW in May and for me last month. According to various credit pull databases, they seem to be pulling EX 10-15% of the time.

Also, some people (who were EX pulls) reported that the initial bankcard FICO displayed with their account was based on EX, but later bankcard FICOs were TU. YMMV.

Re: wamu

Anonymous — Thu, 02 Aug 2007 19:50:03 GMT

denied! I'll update later as to why.

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Anonymous — Fri, 03 Aug 2007 00:30:47 GMT

im in New England, they pulled TU accepted score 688

Re: wamu

Anonymous — Fri, 03 Aug 2007 03:39:59 GMT

I had a credit score of...about 590 and got a credit line of 5500 with a bankruptcy in 2005 and a credit lien showing 14,500 in back taxes due...I was grateful, but very surprised.

-- Eric

Re: wamu

Anonymous — Fri, 03 Aug 2007 04:15:52 GMT

whose SSN did you use to make this happen.

fatzombie wrote:
I had a credit score of...about 590 and got a credit line of 5500 with a bankruptcy in 2005 and a credit lien showing 14,500 in back taxes due...I was grateful, but very surprised.

-- Eric

Re: wamu

Anonymous — Fri, 03 Aug 2007 07:25:58 GMT

My SSN obviously since it's in my name. They sent me a pre-approved mailing...guaranteeing a 1000-7500 credit line. I expected the 1000. But in my defense, I have had perfect payments since the bankruptcy in 2005.

-- Eric