topic Re: TransUnion CR seem to be a possible window for us to identify some CODES for tradelines!!! in General Credit Topics

TransUnion CR seem to be a possible window for us to identify some CODES for tradelines!!!

Anonymous — Wed, 27 Jun 2007 20:34:38 GMT

On the bottom left on TU CR for each tradeline it shows "Loan Type:. I've noticed TU is different from EX and EQ because TU goes in to further detail.

TU breaks in more specific detail all kinds of Installments and Revolving accounts.

For credit cards
Loan Type: CREDIT CARD

For store cards
Loan Type: CHARGE CARD

This is "very important" for those of us who are trying to figure out if a tradeline is helping or hurting. Finally some answers I desperately needed! Now if only TU could outline prime and subprime!

Question 1 please for people with GAS CARDS, what does the Loan Type show on your TU CR?

Question 1 please for people with AMEX CHARGE CARDS (not credit), what does the Loan Type show on your TU CR?

Re: TransUnion CR seem to be a possible window for us to identify some CODES for tradelines!!!

Anonymous — Mon, 09 Jul 2007 23:41:59 GMT

ilovepizza wrote:
Question 1 please for people with AMEX CHARGE CARDS (not credit), what does the Loan Type show on your TU CR?

It depends. Wife has one that shows as Credit Card while another shows as Charge Account. These are AMEX charge cards, not AMEX credit cards.

Re: TransUnion CR seem to be a possible window for us to identify some CODES for tradelines!!!

Anonymous — Mon, 09 Jul 2007 23:44:58 GMT

that entry is designed to mess with the reverse engineers out here...

Re: TransUnion CR seem to be a possible window for us to identify some CODES for tradelines!!!

Anonymous — Tue, 10 Jul 2007 01:06:26 GMT

ilovepizza wrote:

Question 1 please for people with GAS CARDS, what does the Loan Type show on your TU CR?

Question 1 please for people with AMEX CHARGE CARDS (not credit), what does the Loan Type show on your TU CR?

My Chevron shows as a "credit card". My amex isn't showing yet.

Re: TransUnion CR seem to be a possible window for us to identify some CODES for tradelines!!!

Anonymous — Tue, 10 Jul 2007 01:20:52 GMT

my credit one bank and capital one cards show as "$hitbird"

Re: TransUnion CR seem to be a possible window for us to identify some CODES for tradelines!!!

fused — Tue, 10 Jul 2007 15:13:33 GMT

ilovepizza wrote:
On the bottom left on TU CR for each tradeline it shows "Loan Type:. I've noticed TU is different from EX and EQ because TU goes in to further detail.

TU breaks in more specific detail all kinds of Installments and Revolving accounts.

For credit cards
Loan Type: CREDIT CARD

For store cards
Loan Type: CHARGE CARD

This is "very important" for those of us who are trying to figure out if a tradeline is helping or hurting. Finally some answers I desperately needed! Now if only TU could outline prime and subprime!

Question 1 please for people with GAS CARDS, what does the Loan Type show on your TU CR?

Question 1 please for people with AMEX CHARGE CARDS (not credit), what does the Loan Type show on your TU CR?

My Amex Gold charge card reports on EQ and TU as an other open account and does not factor in my revolving util%. Whereas the imbeciles at EX are inaccurately reporting this same card as revolving thus tanking my score.