topic Re: How much of a time lag for TU to update? in General Credit Topics

How much of a time lag for TU to update?

Anonymous — Sun, 13 Mar 2016 16:51:34 GMT

Hi, my BF and I are waiting for my last of three CC pay downs to reflect on TU report before ordering a HP for mortgage purposes. The other two bureaus reflected the pay down very quickly.....

Dates: Stmt closed 3/7
CC company reported 3/8
EQ and Ex reflect the payment 3/9
Today is 3/13, and TU has yet to update.

Any ideas? I'm not able to predict based on past reports.

Thanks!

Re: How much of a time lag for TU to update?

Revelate — Sun, 13 Mar 2016 17:44:10 GMT

None unfortunately, TU is slower for me on average in updating their databases and it has varied for me (and then there's the lag in the monitoring solutions).

I went through the same thing with my mortgage, but relax, breathe, and let it take it's course. The mortgage rates aren't going to materially change in a week and there's nothing you can do to speed the process along.

Re: How much of a time lag for TU to update?

Anonymous — Sun, 13 Mar 2016 19:14:47 GMT

Thanks Revelate. Trying to be patient; super hard!

Re: How much of a time lag for TU to update?

takeshi74 — Mon, 14 Mar 2016 12:00:58 GMT

No way for us to give you an exact timeframe. If timing matters then use a monitoring service that allows you to perform daily pulls. If you don't want to pay for a service Credit Karma provides weekly updates on TU report data.