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  <channel>
    <title>topic Re: I just felt like being snarky.... in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30800#M22662</link>
    <description>&lt;DIV&gt;When I was really sick...I had a collection agent who told me I should just stop chemotherapy and let nature take its course so I would not be racking up bills.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I think about that guy everyday and hope...really hope that he never experiences what I did.&lt;/DIV&gt;</description>
    <pubDate>Tue, 10 Jul 2007 16:40:48 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2007-07-10T16:40:48Z</dc:date>
    <item>
      <title>I just felt like being snarky....</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30726#M22591</link>
      <description>&lt;DIV&gt;Last year, a collection agency called me about one the last medical bills I had to pay...The collector taunted, threatened, yelled....I'm sure you get the idea.&amp;nbsp; I told him that I did not deal with collection agencies, and that I would pay the medical practiced I owed $342 directly. When I called the office manager and told her that I would pay a bit every month...she was downright nasty....and hung up on me.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;So....I had my (free) automatic bill payer send $1 per week. Last payment was sent out Friday.&amp;nbsp;I called the office to make sure my last payment had been received and told them it was probably the costliest $342 they've ever had to process. It likely cost them more to open envelopes and walk $1 checks to the bank&amp;nbsp; (small practice....) than it would have to dealt with me with a bit more civility.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Tue, 10 Jul 2007 15:26:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30726#M22591</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-10T15:26:49Z</dc:date>
    </item>
    <item>
      <title>Re: I just felt like being snarky....</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30738#M22603</link>
      <description>&lt;DIV&gt;Thats GREAT! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 10 Jul 2007 15:40:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30738#M22603</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-10T15:40:08Z</dc:date>
    </item>
    <item>
      <title>Re: I just felt like being snarky....</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30739#M22604</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;LMAO.....wish I'd thought to do that a while back!!!! I can only assume the aggravation you caused them, as I work in the dental field. I probably would have refused your dollar, though....since it was already sent to collections&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;Zen wrote:&lt;BR /&gt;&lt;DIV&gt;Last year, a collection agency called me about one the last medical bills I had to pay...The collector taunted, threatened, yelled....I'm sure you get the idea.&amp;nbsp; I told him that I did not deal with collection agencies, and that I would pay the medical practiced I owed $342 directly. When I called the office manager and told her that I would pay a bit every month...she was downright nasty....and hung up on me.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;So....I had my (free) automatic bill payer send $1 per week. Last payment was sent out Friday.&amp;nbsp;I called the office to make sure my last payment had been received and told them it was probably the costliest $342 they've ever had to process. It likely cost them more to open envelopes and walk $1 checks to the bank&amp;nbsp; (small practice....) than it would have to dealt with me with a bit more civility.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 10 Jul 2007 15:41:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30739#M22604</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-10T15:41:09Z</dc:date>
    </item>
    <item>
      <title>Re: I just felt like being snarky....</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30748#M22613</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;Zen wrote:&lt;BR /&gt;&lt;DIV&gt;Last year, a collection agency called me about one the last medical bills I had to pay...The collector taunted, threatened, yelled....I'm sure you get the idea.&amp;nbsp; I told him that I did not deal with collection agencies, and that I would pay the medical practiced I owed $342 directly. When I called the office manager and told her that I would pay a bit every month...she was downright nasty....and hung up on me.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;So....I had my (free) automatic bill payer send $1 per week. Last payment was sent out Friday.&amp;nbsp;I called the office to make sure my last payment had been received and told them it was probably the costliest $342 they've ever had to process. It likely cost them more to open envelopes and walk $1 checks to the bank&amp;nbsp; (small practice....) than it would have to dealt with me with a bit more civility.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;I'm a finance manager for a medical practice and I am always willing to work something out with patients, unless of course they do what you did.&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 10 Jul 2007 15:52:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30748#M22613</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2007-07-10T15:52:18Z</dc:date>
    </item>
    <item>
      <title>Re: I just felt like being snarky....</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30760#M22624</link>
      <description>&lt;DIV&gt;I asked for a payment arrangement and was met with hostility. They got what they deserved.&lt;/DIV&gt;&lt;DIV&gt;It wasn't that I didn't WANT to pay them...I just asked if I could pay it off in increments...so I did.&lt;/DIV&gt;&lt;DIV&gt;342 increments. Hey they got paid.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Tue, 10 Jul 2007 16:00:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30760#M22624</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-10T16:00:39Z</dc:date>
    </item>
    <item>
      <title>Re: I just felt like being snarky....</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30766#M22630</link>
      <description>&lt;DIV&gt;Zen,&lt;/DIV&gt;&lt;DIV&gt;that's so funny. nice!!! That's what they get. I liiike&lt;/DIV&gt;</description>
      <pubDate>Tue, 10 Jul 2007 16:06:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30766#M22630</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-10T16:06:54Z</dc:date>
    </item>
    <item>
      <title>Re: I just felt like being snarky....</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30776#M22640</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;my son was in an auto accident the Wed before Christmas and I now have a collection company calling me about his 298.00 ER bill. I told him according to the hospital the doctor has a contract with them and due to my income I am only responable for 20% of the total bill. He told me I had the kid now deal with my problems. Maybe I should do that to them only pay like .50 cent at a time.&lt;IMG width="16" alt="tongue smiley" src="http://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" height="16" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 10 Jul 2007 16:20:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30776#M22640</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-10T16:20:31Z</dc:date>
    </item>
    <item>
      <title>Re: I just felt like being snarky....</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30782#M22646</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;Zen wrote:&lt;BR /&gt;&lt;DIV&gt;Last year, a collection agency called me about one the last medical bills I had to pay...The collector taunted, threatened, yelled....I'm sure you get the idea.&amp;nbsp; I told him that I did not deal with collection agencies, and that I would pay the medical practiced I owed $342 directly. When I called the office manager and told her that I would pay a bit every month...she was downright nasty....and hung up on me.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;So....I had my (free) automatic bill payer send $1 per week. Last payment was sent out Friday.&amp;nbsp;I called the office to make sure my last payment had been received and told them it was probably the costliest $342 they've ever had to process. It likely cost them more to open envelopes and walk $1 checks to the bank&amp;nbsp; (small practice....) than it would have to dealt with me with a bit more civility.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;Did you mean $1 per day? You owed 342 last year, only 52 weeks in a year so the debt wouldn't be paid off by now. A buck a day would even be better!!!! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 10 Jul 2007 16:23:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30782#M22646</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-10T16:23:35Z</dc:date>
    </item>
    <item>
      <title>Re: I just felt like being snarky....</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30783#M22647</link>
      <description>&lt;DIV&gt;at least you got your bills within a year...i was in an accident in 2001, got a collection appearing on my report for $96 ER billed in March 2007. I never received a single notice from anybody about this balance owed.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Paid it and now its on my report until 2012. great&lt;/DIV&gt;</description>
      <pubDate>Tue, 10 Jul 2007 16:24:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30783#M22647</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-10T16:24:49Z</dc:date>
    </item>
    <item>
      <title>Re: I just felt like being snarky....</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30792#M22654</link>
      <description>&lt;DIV&gt;No I never did get the bills. They were sending them to an address I have not lived at in over 13yrs. I found it on my credit report when we went to buy a home. I called the hospital and they said that they could send me the paper work to see if I would qulify for a lower amount due to my income and I have 4 teenagers. So I said sure and I was responsible for 273.00. and paid it right away.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Tue, 10 Jul 2007 16:34:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30792#M22654</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-10T16:34:01Z</dc:date>
    </item>
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      <title>Re: I just felt like being snarky....</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30797#M22659</link>
      <description>&lt;DIV&gt;Lisa you're right...&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I actually meant &lt;EM&gt;per day&lt;/EM&gt;...not per week.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Automatic bill payer is great.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Tue, 10 Jul 2007 16:38:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30797#M22659</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-10T16:38:41Z</dc:date>
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    <item>
      <title>Re: I just felt like being snarky....</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30799#M22661</link>
      <description>&lt;DIV&gt;Whoooo Hoooooo, I love you!!!! That is great!!! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I'm soooo going to do that if someone gets evil with me.&lt;/DIV&gt;</description>
      <pubDate>Tue, 10 Jul 2007 16:40:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30799#M22661</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-10T16:40:38Z</dc:date>
    </item>
    <item>
      <title>Re: I just felt like being snarky....</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30800#M22662</link>
      <description>&lt;DIV&gt;When I was really sick...I had a collection agent who told me I should just stop chemotherapy and let nature take its course so I would not be racking up bills.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I think about that guy everyday and hope...really hope that he never experiences what I did.&lt;/DIV&gt;</description>
      <pubDate>Tue, 10 Jul 2007 16:40:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30800#M22662</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-10T16:40:48Z</dc:date>
    </item>
    <item>
      <title>Re: I just felt like being snarky....</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30802#M22664</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;Zen wrote:&lt;BR /&gt;&lt;DIV&gt;When I was really sick...I had a collection agent who told me I should just stop chemotherapy and let nature take its course so I would not be racking up bills.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I think about that guy everyday and hope...really hope that he never experiences what I did.&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;Oh my, that is the worst behavior I've ever heard from a CA! That is disgusting! I'm sorry you had to deal with that awful attitude. Ugly at it's worst.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I hope all is well with&amp;nbsp; you now, my thoughts and prayers Zen!!!!!&lt;BR /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 10 Jul 2007 16:44:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30802#M22664</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-10T16:44:36Z</dc:date>
    </item>
    <item>
      <title>Re: I just felt like being snarky....</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30838#M22699</link>
      <description>&lt;DIV&gt;Oh you should have sued their arse up and down!!!!!!!!!!!!!!&lt;/DIV&gt;</description>
      <pubDate>Tue, 10 Jul 2007 17:32:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/I-just-felt-like-being-snarky/m-p/30838#M22699</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-07-10T17:32:39Z</dc:date>
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