topic Re: None of my creditors report to TU in General Credit Topics

None of my creditors report to TU

Anonymous — Sun, 24 Apr 2016 01:07:28 GMT

Ok so my EX and EQ are 700+ and my TU is 633. Difference is not a single credit card reports to TU and I show I have 0 available credit. I have the following Capital One Venture One and Quicksilver, Barclay Rewards Mastercard, Amazon credit (syncrony), Amazon Rewards (chase). I do have investment property mortgages and car loan that is reported yet not a single of the above CCs report to TU. What gives? Any recommendation on which card I can get that will report to TU or suggestions on how else I can get that TU score up?

I am a month or so away from applying for two refis on investment property loans and don't want to get screwed by TU. Low to Mid 700s is where I expect to be on all 3 but TU is hosing me.

THANKS!

Re: None of my creditors report to TU

Revelate — Sun, 24 Apr 2016 03:39:30 GMT

@Anonymous wrote:
Ok so my EX and EQ are 700+ and my TU is 633. Difference is not a single credit card reports to TU and I show I have 0 available credit. I have the following Capital One Venture One and Quicksilver, Barclay Rewards Mastercard, Amazon credit (syncrony), Amazon Rewards (chase). I do have investment property mortgages and car loan that is reported yet not a single of the above CCs report to TU. What gives? Any recommendation on which card I can get that will report to TU or suggestions on how else I can get that TU score up?

I am a month or so away from applying for two refis on investment property loans and don't want to get screwed by TU. Low to Mid 700s is where I expect to be on all 3 but TU is hosing me.

THANKS!

Splitfile, all the lenders you mention report to TU, the fact that none of them are, suggests they're landing on a different file.

Call Transunion.

Re: None of my creditors report to TU

RonM21 — Sun, 24 Apr 2016 12:55:27 GMT

+1 to the above. I agree, call them. Something is definitely not right.

Re: None of my creditors report to TU

Anonymous — Tue, 26 Apr 2016 02:27:41 GMT

I called TU and it was as you both said, split report. I am a III (as in my father is II or Jr.), a few creditors listed me as the II. Hopefully this boosts be back to where I belong. Thanks a bunch!