topic Re: Anyone else's transunion not updating? in General Credit Topics

Anyone else's transunion not updating?

JustinA — Mon, 09 May 2016 13:09:32 GMT

It is working fine for the walmart score...hasnt moved on myfico in almost 2 weeks. Just bored and curious

Re: Anyone else's transunion not updating?

JayTee1 — Mon, 09 May 2016 13:32:43 GMT

The way MyFico updates is disappointing to me, considering what I pay monthly (I have the best package).

First of all, some event has to happen (account update, balance change, perhaps an account status change or aging update) for you to see a change in any score.

Second of all, MyFico is a bit slow getting updates from the bureaus, or at least sharing them with me. I use both CCT and MyFico right now, and I can get a daily score update via CCT, and MyFico can often lag behind by a week or more, even when CCT shows a balance update or account status change.

So, I could log in every day for a week (and I do!) and see no change, while my score may have changed two or three times during that period.

Re: Anyone else's transunion not updating?

JustinA — Mon, 09 May 2016 13:40:58 GMT

Pretty much what's happening. I've had numerous "triggers". Not too concerned just blah that it costs money to see something outdated.

Re: Anyone else's transunion not updating?

JayTee1 — Mon, 09 May 2016 14:12:22 GMT

Agree.

I noticed in the "fico scoring" section, someone else was complaining, so maybe there is currently a problem.

Re: Anyone else's transunion not updating?

Anonymous — Mon, 09 May 2016 20:14:48 GMT

My transunion updated this morning on myfico.

Re: Anyone else's transunion not updating?

Anonymous — Mon, 09 May 2016 20:22:35 GMT

My TU updated today but neither my EQ or EX has updated since 4/27. I'm new to MyFico so I'm not sure what is normal. How often are they supposed to update?

Re: Anyone else's transunion not updating?

Anonymous — Mon, 09 May 2016 21:38:41 GMT

@Anonymous wrote:
My TU updated today but neither my EQ or EX has updated since 4/27. I'm new to MyFico so I'm not sure what is normal. How often are they supposed to update?

There is no set period of time, other than the quarterly triple pull. Other than that, they update ONLY when certain triggers occur with regards to report changes. Signifigant balance changes, new inquiries, new accounts, new derogs, etc.

Re: Anyone else's transunion not updating?

Jamgal40 — Mon, 09 May 2016 23:10:51 GMT

TU update this morning for me.

Re: Anyone else's transunion not updating?

susieqj — Mon, 09 May 2016 23:29:51 GMT

Transunion is my thorn!!

Re: Anyone else's transunion not updating?

RonM21 — Tue, 10 May 2016 09:42:04 GMT

I've had this issue also recently, not only with CCT, but even with the scores provided by most of my CC lenders. They've been very slow to update for some reason.

Re: Anyone else's transunion not updating?

takeshi74 — Tue, 10 May 2016 19:10:19 GMT

@Anonymous wrote:
There is no set period of time, other than the quarterly triple pull. Other than that, they update ONLY when certain triggers occur with regards to report changes. Signifigant balance changes, new inquiries, new accounts, new derogs, etc.

This. If you're using myFICO's monitoring then make sure you aware of the triggers and what isn't a trigger. myFICO triggers are an extremely common topic. http://myfico.custhelp.com/app/answers/detail/a_id/463/~/understanding-what-triggers-fico%C2%AE-3-bureau-credit-monitoring-and-fico%C2%AE-identity If you must have fixed update intervals then myFICO is the wrong tool for the job.

Re: Anyone else's transunion not updating?

JustinA — Tue, 10 May 2016 19:31:01 GMT

I'm just anxious I guess. A lot of huge positive changes happening and I'm finding that regardless how many times I refresh it ain't going to change any sooner. Patience....