topic CCT Monitoring Question in General Credit Topics

CCT Monitoring Question

Anonymous — Sat, 28 May 2016 17:58:45 GMT

Does anyone know if they still monitor all three bureaus? None of the FAQs or descriptions of services explicitly state anything other than daily EX monitoring, yet the signup implies all three are monitored. Asking because I recently got a CLI. It showed up on the daily EX report within two days of the statement cut, and then triggered an alert two days later tagged as coming from EX. Nothing from the other two.

I'm happy with CCT, but I'd just as happily switch over to MyFICO if the former is no longer monitoring all bureaus in fact.

Re: CCT Monitoring Question

Anonymous — Sun, 29 May 2016 18:17:14 GMT

@Anonymous wrote:
Does anyone know if they still monitor all three bureaus? None of the FAQs or descriptions of services explicitly state anything other than daily EX monitoring, yet the signup implies all three are monitored. Asking because I recently got a CLI. It showed up on the daily EX report within two days of the statement cut, and then triggered an alert two days later tagged as coming from EX. Nothing from the other two.

I'm happy with CCT, but I'd just as happily switch over to MyFICO if the former is no longer monitoring all bureaus in fact.

You will only receive score updates once a month for Equifax and TransUnion from CCT, but I have not received alerts for the other two credit bureaus.

Re: CCT Monitoring Question

elim — Sat, 28 May 2016 19:06:38 GMT

here ya go...

Re: CCT Monitoring Question

RonM21 — Sun, 29 May 2016 03:35:47 GMT

Yes they still do. But as stated above, they will only update those 2 reports once a month. However you will still get alerts regarding the two.

Re: CCT Monitoring Question

Anonymous — Sun, 29 May 2016 04:48:09 GMT

I use the CCT 7 day trial, which can be reupped as many times as you want it seems. So for $1 or $2 a month, i can get up to two trials lasting 10 days each.

Each trial results in two 3 bureau pulls. Last month i got 4 pulls during a 20 day period for only $2 as well as monitoring for all the bureaus.

Re: CCT Monitoring Question

Anonymous — Mon, 30 May 2016 01:09:59 GMT

I find it bogus that CCT only gives members scores for 2 of the bureaus once every 30 days, yet if you sign up for a $1 trial you can get those scores twice, on Day 1 and Day 10. My opinion is that those paying $15 - $30 per month should be able to get 3 updated scores every 7-10 days.

Re: CCT Monitoring Question

Anonymous — Mon, 30 May 2016 17:50:24 GMT

I would say what's really bogus is our inability to get regular, free credit reports with scores on a reasonable interval like monthly directly from those that compile it, or at very least require notifcation when derogatories are added. I don't think this is unreasonable considering how far beyond simply acquiring credit these scores and files have evolved.

Re: CCT Monitoring Question

takeshi74 — Tue, 31 May 2016 12:30:37 GMT