topic Re: My Credit Score!!!!! in General Credit Topics

My Credit Score!!!!!

Anonymous — Sat, 28 May 2016 08:17:03 GMT

my credit score took a really hard hit!!! I lost about 70 points across the board!!! Hope it bounce back up when new cards report 0 balance. Reported close to 100k in new revolving line of credit. Reported 2 new installment loans. One for 59000 one for 38000. Gues no more for me till my score bounce back up all my score is in the 610-630 🙄😂☹️

Re: My Credit Score!!!!!

Anonymous — Sat, 28 May 2016 08:21:05 GMT

Congrats on all the new credit and the loans! Looks like your ready for a stint in the Garden!!! See you there

Re: My Credit Score!!!!!

Anonymous — Sat, 28 May 2016 13:20:33 GMT

I guess you would have expected it. I would think you might have taken a harder hit. Head over to the Shovel Shoppe and pick one out and head to the communial garden.

Re: My Credit Score!!!!!

Anonymous — Sat, 28 May 2016 14:05:48 GMT

Yup time to garden for at least another 6 months. Can't get any cards or anything even if I wanted to

Re: My Credit Score!!!!!

Anonymous — Sat, 28 May 2016 14:08:49 GMT

Just garden for a year and treat your new credit lines well and all will be good...

Re: My Credit Score!!!!!

Anonymous — Sat, 28 May 2016 14:15:54 GMT

@Anonymous wrote:
Just garden for a year and treat your new credit lines well and all will be good...

Going to see what the loan officer say. Saw a house wife and I really like and need to get a loan for it. Gotta see if can be approve for the amount or not. Hope they can

Re: My Credit Score!!!!!

Loquat — Sat, 28 May 2016 14:26:12 GMT

@Anonymous wrote:
my credit score took a really hard hit!!! I lost about 70 points across the board!!! Hope it bounce back up when new cards report 0 balance. Reported close to 100k in new revolving line of credit. Reported 2 new installment loans. One for 59000 one for 38000. Gues no more for me till my score bounce back up all my score is in the 610-630 🙄😂☹️

How many new cards were you approved for along with your 2 installments? Maybe holding off until after you secured your home loan would have been ideal if waiting were a possibility.

Re: My Credit Score!!!!!

Anonymous — Sat, 28 May 2016 17:49:32 GMT

It's garden time for you, buddy.

Re: My Credit Score!!!!!

AverageJoesCredit — Sat, 28 May 2016 17:52:13 GMT

Garden 6 good garden 12 better garden18 best garden 24 your GOLDEN!!!

Re: My Credit Score!!!!!

RonM21 — Sun, 29 May 2016 03:43:51 GMT

A nice run but the garden awaits. Once all of that grows you should be sititing in a good spot down the road.

Re: My Credit Score!!!!!

grillandwinemaster — Thu, 02 Jun 2016 06:13:16 GMT

Pop the top on an ice cold beer and hang out in the garden!

Enjoy!

Re: My Credit Score!!!!!

takeshi74 — Thu, 02 Jun 2016 12:31:42 GMT

@Anonymous wrote:
my credit score took a really hard hit!!! I lost about 70 points across the board!!! Hope it bounce back up when new cards report 0 balance.

Don't just rely on hope. Look at your reports to determine the cause(s). How do you expect the new accounts to help? Consider the standard factors and how the new accounts will have an impact.

http://www.myfico.com/crediteducation/whatsinyourscore.aspx

@Anonymous wrote:
Hope it bounce back up when new cards report 0 balance.

What was your revolving utilization? What will it be?

Re: My Credit Score!!!!!

grillandwinemaster — Sat, 04 Jun 2016 02:03:24 GMT

@takeshi74 wrote:
@Anonymous wrote:
my credit score took a really hard hit!!! I lost about 70 points across the board!!! Hope it bounce back up when new cards report 0 balance.
Don't just rely on hope. Look at your reports to determine the cause(s). How do you expect the new accounts to help? Consider the standard factors and how the new accounts will have an impact.
http://www.myfico.com/crediteducation/whatsinyourscore.aspx

@Anonymous wrote:
Hope it bounce back up when new cards report 0 balance.
What was your revolving utilization? What will it be?

Hey Takeshi!

I have an ICE cold, FROSTY beer for you!