topic All inq. gone on 3B report? in General Credit Topics

All inq. gone on 3B report?

Anonymous — Mon, 06 Jun 2016 23:23:19 GMT

Okay, so ive seen posts from people saying all their inquiries were gone from their FAKO reports.

Well, all of my transunion inquires are gone from my Fico 3B report (generated today) as well.

This is really strange, because I thought it was just the vantage score models with their error?

I have 18 inquires, and 3 were just randomly re-added but I expected those would fall back off when the errors were fixed. Now all of them are gone and according to the 3B, my score has jumped 20 points..

They'll come back right?

Re: All inq. gone on 3B report?

Anonymous — Tue, 07 Jun 2016 03:31:19 GMT

I'm sure they will, I'm hoping not. I think that's why all my sync cards got cli's.

Re: All inq. gone on 3B report?

Anonymous — Tue, 07 Jun 2016 03:42:51 GMT

That is strange. All of mine are gone but hubby's 2 remain. Just his normal report. So not all reports are the same.

Re: All inq. gone on 3B report?

Samac — Tue, 07 Jun 2016 06:52:16 GMT

Mine are gone on my Transunion fico scores but still exist on credit karma. Really weird.

Re: All inq. gone on 3B report?

takeshi74 — Tue, 07 Jun 2016 12:28:55 GMT

@Anonymous wrote:
Okay, so ive seen posts from people saying all their inquiries were gone from their FAKO reports.

FAKO refers to scoring model, not report. A report is a report. The official sources for reports are the CRA's, not FICO. FICO is not a CRA.

Many prior threads have had inquiries disappearing from multiple sources, not just CK and other such reporting services.

@Anonymous wrote:
This is really strange, because I thought it was just the vantage score models with their error?

Nope and, again, don't conflate scoring models with reports. CK provides VantageScores but VantageScore has nothing to do with the report data that CK provides.

Re: All inq. gone on 3B report?

RonM21 — Tue, 07 Jun 2016 20:59:20 GMT

Just the continued "TU glitch" issue. The inquiries will likely return.