topic Re: How to save money with Credit Check Total in General Credit Topics

How to save money with Credit Check Total

rubicon — Thu, 19 May 2016 14:04:19 GMT

CALL them to cancel your membership and make sure to select the option to speak directly with an agent in order to cancel your membership. Let the agent know that you would like to cancel your memebership and they will offer you a membership at $14.99 per month instead of $29 per month. Simple as that! Hope this helps someone.

Re: How to save money with Credit Check Total

Anonymous — Thu, 19 May 2016 14:25:51 GMT

I did it through the automated system for both my husband and I and still received the discount offer.

Re: How to save money with Credit Check Total

Anonymous — Thu, 19 May 2016 15:38:41 GMT

Same here. I used the automated system and was offered the discount.

Re: How to save money with Credit Check Total

RonM21 — Fri, 20 May 2016 00:56:38 GMT

I actually called in and they offered it over the phone. Told me to call back in a year to see if they could do it again because it's supposed to go back.to reg price then.

Re: How to save money with Credit Check Total

darwin_wins — Fri, 20 May 2016 01:21:57 GMT

I was offered the same discount but I declined it. At this point I don't need to monitor my score.

Re: How to save money with Credit Check Total

Anonymous — Fri, 20 May 2016 01:31:11 GMT

You can even save more by reupping the $1 trial infinitely. I do it once every two weeks and get 10 days on each trial. Costs me $2 a month.

With each trial comes two 3 bureau pulls.

Re: How to save money with Credit Check Total

darwin_wins — Fri, 20 May 2016 02:46:31 GMT

Is it every 2 weeks? I just cancelled my membership 10 days ago, I was going to wait till end of May to second week of June to see if anything has changed. Good to know it is about 2 weeks or so

Re: How to save money with Credit Check Total

Blodreina — Fri, 20 May 2016 04:50:32 GMT

@Anonymous wrote:
I did it through the automated system for both my husband and I and still received the discount offer.

How long is the $14.99 good for? Indefinitely? 6 months?

EDIT: Nevermind. I missed this post that says 1 year.

@RM21 wrote:
I actually called in and they offered it over the phone. Told me to call back in a year to see if they could do it again because it's supposed to go back.to reg price then.

Re: How to save money with Credit Check Total

Anonymous — Fri, 20 May 2016 12:09:52 GMT

@zumroff wrote:
You can even save more by reupping the $1 trial infinitely. I do it once every two weeks and get 10 days on each trial. Costs me $2 a month.

With each trial comes two 3 bureau pulls.

I agree with what was said above. I've you're happy with weekly scores rather than daily scores, CCT costs $2 per month. For me, that's more than adequate.

Re: How to save money with Credit Check Total

Anonymous — Fri, 20 May 2016 12:18:09 GMT

@Falere wrote:
@Anonymous wrote:
I did it through the automated system for both my husband and I and still received the discount offer.
How long is the $14.99 good for? Indefinitely? 6 months?

EDIT: Nevermind. I missed this post that says 1 year.

@RM21 wrote:
I actually called in and they offered it over the phone. Told me to call back in a year to see if they could do it again because it's supposed to go back.to reg price then.

I cancelled via phone and it was automated. My message did no say 14.99 for 1 year. It said 50% off for 5 years. (currently it is 14.97 per month. )

Re: How to save money with Credit Check Total

takeshi74 — Fri, 20 May 2016 15:16:00 GMT

@rubicon wrote:
Simple as that! Hope this helps someone.

CCT and the discount when canceling during the trial is an extremely common topic. If people aren't looking at existing threads then I'm not sure how another thread will help. Don't overlook existing threads as a resource.

Re: How to save money with Credit Check Total

kennerchick — Fri, 20 May 2016 16:51:56 GMT

@zumroff wrote:
You can even save more by reupping the $1 trial infinitely. I do it once every two weeks and get 10 days on each trial. Costs me $2 a month.

With each trial comes two 3 bureau pulls.

I reup the trial every 2 weeks too! LOL I only get 1 pull from all 3, how do you get 2 in the trial?? I call and cancel on day 7 so I'm not charged and I don't forget

Re: How to save money with Credit Check Total

NattyPButter — Fri, 20 May 2016 17:58:10 GMT

The automated system gives you 5 years when you call and when you talk to a human they'll give you only 1 year discounted. I set up my account and many others through the automated way since I found this out.

Re: How to save money with Credit Check Total

Anonymous — Fri, 20 May 2016 18:22:24 GMT

@kennerchick wrote:
@zumroff wrote:
You can even save more by reupping the $1 trial infinitely. I do it once every two weeks and get 10 days on each trial. Costs me $2 a month.

With each trial comes two 3 bureau pulls.
I reup the trial every 2 weeks too! LOL I only get 1 pull from all 3, how do you get 2 in the trial?? I call and cancel on day 7 so I'm not charged and I don't forget

When you cancel on day 7, your account is still active for another 3 days. On that 3rd day you can re-pull all of your scores one more time before the 3 day extension ends... so basically you get your 3 scores on Day 1 and Day 10. Do this twice and you've got your scores spaced out 4 times per month for 2 bucks.

Re: How to save money with Credit Check Total

kennerchick — Fri, 20 May 2016 19:11:58 GMT

@Anonymous wrote:
@kennerchick wrote:
@zumroff wrote:
You can even save more by reupping the $1 trial infinitely. I do it once every two weeks and get 10 days on each trial. Costs me $2 a month.

With each trial comes two 3 bureau pulls.
I reup the trial every 2 weeks too! LOL I only get 1 pull from all 3, how do you get 2 in the trial?? I call and cancel on day 7 so I'm not charged and I don't forget
When you cancel on day 7, your account is still active for another 3 days. On that 3rd day you can re-pull all of your scores one more time before the 3 day extension ends... so basically you get your 3 scores on Day 1 and Day 10. Do this twice and you've got your scores spaced out 4 times per month for 2 bucks.

OK I just logged in this is the 10th day, I don't know what to click to pull without having to pay. I hit view scores and it says generated May 10th

Re: How to save money with Credit Check Total

Anonymous — Fri, 20 May 2016 19:54:10 GMT

When you are on the "overview" screen, off on the right under key moments and alerts it should say 3-bureau credit report refresh. When you click that you'll generate 3 new, updated scores. It will count down the days until you can do it again... mine says 5 days left (2 days ago I pulled my scores) but yours has passed the 7 day mark so you should be able to click and pull.

Re: How to save money with Credit Check Total

kennerchick — Mon, 06 Jun 2016 23:00:02 GMT

Thank You!!

Re: How to save money with Credit Check Total

Anonymous — Mon, 06 Jun 2016 23:23:35 GMT

Any time, glad it worked for you!

Re: How to save money with Credit Check Total

Anonymous — Tue, 07 Jun 2016 02:36:23 GMT

I can confirm that the automated is 5 years vs. talking to a human and getting only 1 year. Strange how that works

Re: How to save money with Credit Check Total

kennerchick — Tue, 07 Jun 2016 17:58:24 GMT

@Anonymous wrote:
Any time, glad it worked for you!

Well, I couldn't get it to work last night, but I see this today, is this it?

3-Bureau Credit Report Refresh Available

Refresh your 3-Bureau Credit Report with Scores at no additional cost.

When I click it it says I have to order it and I don't want to pay $50 for it. I can't afford that with hubby out of work right now,.