https://ficoforums.myfico.com/t5/General-Credit-Topics/Off-cycle-update/m-p/4632758#M231374 Anyone know how penfed feels about doing this? I let a card report over 50%. Oops. Fri, 10 Jun 2016 19:04:19 GMT Anonymous 2016-06-10T19:04:19Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Off-cycle-update/m-p/4632758#M231374 Anyone know how penfed feels about doing this? I let a card report over 50%. Oops. Fri, 10 Jun 2016 19:04:19 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Off-cycle-update/m-p/4632758#M231374 Anonymous 2016-06-10T19:04:19Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Off-cycle-update/m-p/4633536#M231398 I'd just call and ask. Maybe not mention that as the reason why though. Is there something you are apping for before they next month's update? Sat, 11 Jun 2016 04:49:31 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Off-cycle-update/m-p/4633536#M231398 RonM21 2016-06-11T04:49:31Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Off-cycle-update/m-p/4633679#M231409 Not apping but wanting to charge 8000 on my lowes for this special financing deal and don't want someone to do an AR during that time and it look like I'm having issues. I'll probably just wait on it and start the project next month....I just don't have the best credit so trying to appear as responsible as I can until the last of my bad stuff falls off next year. I'm walking on egg shells so to speak lol. Sat, 11 Jun 2016 10:59:35 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Off-cycle-update/m-p/4633679#M231409 Anonymous 2016-06-11T10:59:35Z