topic Re: Asking for a second loan? in General Credit Topics

Asking for a second loan?

Anonymous — Sat, 11 Jun 2016 04:40:50 GMT

So me and my girlfriend are hoping to move the first of July of this year and I need maybe at least $2000 the thing is I already have a loan with my CU (my car) and I co-signed for my mom for her car and I have doubts I would get approved for the loan but i figure I would ask here, I just recently got approved for a cap one platinum with a SL of $500 if that changes anything.

Re: Asking for a second loan?

RonM21 — Sat, 11 Jun 2016 05:02:09 GMT

It sounds like, and I'm guessing, that your scores are somewhat low? Depending on what your overall profile looks like, and who you would go through, it may be possible to get one. Do you have your scores and any negatives on your reports?

Re: Asking for a second loan?

Anonymous — Sat, 11 Jun 2016 05:15:02 GMT

My EQ:619, TU:605, EX: 636

only one neg on my report.

Re: Asking for a second loan?

Anonymous — Sat, 11 Jun 2016 19:02:26 GMT

Try Avant, you can get preapproved and then approved with only a soft pull on Transunion.

Re: Asking for a second loan?

Anonymous — Sat, 11 Jun 2016 23:06:31 GMT

nope they said they can't help me but it brought up this other lender AmOne I could try. TBH I've never had luck on these online loan places I'm not sure if any of them really are good.

looks like they pulled the Tu score.

Re: Asking for a second loan?

Anonymous — Sat, 11 Jun 2016 23:29:44 GMT

AmOne will literally drive you crazy with broken promises that lead you to.....no where!!!

Re: Asking for a second loan?

Anonymous — Sat, 11 Jun 2016 23:29:31 GMT

Yeah I saw the thread here on that.. so I guess it's just ask the CU again.

Re: Asking for a second loan?

Anonymous — Sat, 11 Jun 2016 23:32:07 GMT

Check out Garden Savings Federal Credit Union..Go on their Web site and check out their rates...

They are extremely rebuilder friendly.

Re: Asking for a second loan?

Anonymous — Sat, 11 Jun 2016 23:35:47 GMT

Do I need to have a account with them?

Re: Asking for a second loan?

Anonymous — Sat, 11 Jun 2016 23:38:52 GMT

Yes, but it's $5 to join. Can you pass chexsystems?

Re: Asking for a second loan?

Anonymous — Sat, 11 Jun 2016 23:43:46 GMT

What's the point of trying this one over my current CU? And I can pass chexsystems