topic Does annualcreditreport. come with report numbers for disputing in General Credit Topics

Does annualcreditreport. come with report numbers for disputing

cuthatcard — Sat, 03 Sep 2016 17:21:14 GMT

As my post say, does annualcreditreport come with report numbers for disputes, the 10 number report ?

Just pulled CCT and for a dispute, they require the 10 digit number for any disputes !

Have NO SCORE. ..available from CCT for EX, 1 baddie there that I need to dispute as well as on EQ !

Long history, but no active TL on EX, shows on TU.

I've used search, here, but find no answer.

Help, if you know.

Thanks

Re: Does annualcreditreport. come with report numbers for disputing

Revelate — Sat, 03 Sep 2016 17:48:13 GMT

Yes with regards to Experian. I don't think EQ has a similar requirement unless it got added pretty recently.

Re: Does annualcreditreport. come with report numbers for disputing

cuthatcard — Sat, 03 Sep 2016 21:27:47 GMT

@Revelate wrote:
Yes with regards to Experian. I don't think EQ has a similar requirement unless it got added pretty recently.

Yep, at looking at EQ to dispute, the 10 digit number is required as well. For mine anyway !

Re: Does annualcreditreport. come with report numbers for disputing

Revelate — Sun, 04 Sep 2016 21:17:11 GMT

@cuthatcard wrote:
@Revelate wrote:
Yes with regards to Experian. I don't think EQ has a similar requirement unless it got added pretty recently.
Yep, at looking at EQ to dispute, the 10 digit number is required as well. For mine anyway !

Did you try without it? Still isn't marked with a * suggesting required, I always simply ignored it and was OK.

Re: Does annualcreditreport. come with report numbers for disputing

takeshi74 — Mon, 05 Sep 2016 00:47:15 GMT

@cuthatcard wrote:
As my post say, does annualcreditreport come with report numbers for disputes, the 10 number report ?

AnnualCreditReport really just redirects you to each CRA. You can dispute if needed.

Re: Does annualcreditreport. come with report numbers for disputing

cuthatcard — Mon, 05 Sep 2016 13:08:57 GMT

Tried submitting without 10 digit number, still a no-go !

Says information does not match, had questions about stuff/creditors I never heard of !!

Guess my only option is to order directly from EQ !! Not right !!

Re: Does annualcreditreport. come with report numbers for disputing

RobertEG — Mon, 05 Sep 2016 17:26:40 GMT

In the recent consent agreement with thte AGs of multiple states, the CRAs agreed to discontinue the practice of requiring a credit report/number as a condition for acceptance of a dispute under the FCRA,

Re: Does annualcreditreport. come with report numbers for disputing

cuthatcard — Mon, 05 Sep 2016 17:58:40 GMT

Evidently my state AG..did not participate!

I cannot get the report online..