topic Re: CreditCheckTotal trial question in General Credit Topics

CreditCheckTotal trial question

Anonymous — Thu, 25 Aug 2016 17:12:32 GMT

I have the trial for credit check total. Question, I plan on calling to cancel to get it half off for a year.

Since I can not update my experian report every day while im on the trial, once I cancel and opt to be charged the 14.95 a month, is there any way to get the actual program started or no matter what I must wait for the week long trial to end before I am able to get the experian daily updates?

Re: CreditCheckTotal trial question

darwin_wins — Thu, 25 Aug 2016 17:41:19 GMT

The only question I have for you, why do you need to check your EX report everyday as of this point? Are you expecting some changes?

Re: CreditCheckTotal trial question

Anonymous — Thu, 25 Aug 2016 17:53:16 GMT

@darwin_wins wrote:
The only question I have for you, why do you need to check your EX report everyday as of this point? Are you expecting some changes?

quite a few changes. but no, I don't need to see an update every day, but to have the option if I choose to see an update with score when I want for not much money doesn't hurt imo.

also, I just read that when doing the cancel and opting to keep the service for $15 a month, I'm only able to update all 3 CRs once a month instead of 3 times amonth. is this true?

Re: CreditCheckTotal trial question

darwin_wins — Thu, 25 Aug 2016 19:02:21 GMT

Yes that is true, they used to have 3 times a month around May of last year (I think) but that changed around Sept of last year and went to once a month.

Try to not to obsess, I know that feeling and right now I have no need to check the scores yet I do and it is hard thing to get away from.

Re: CreditCheckTotal trial question

Anonymous — Fri, 26 Aug 2016 12:39:02 GMT

I'm personally surprised at how many people drop $15/mo on CCT when you can only get your 3B scores once per month. I personally think this is absolute BS and CCT should be ashamed of themselves for only providing 3B scores once monthly. ESPECIALLY when through the same company you can get your 3B scores 4 TIMES PER MONTH for just 2 bucks by using 2 of their $1 trials per month. I usually spend $1/mo on CCT to see my scores twice... $2/mo for 2 trials if I'm really expecting a lot to change on my reports and/or I'm looking to apply for credit soon.

Re: CreditCheckTotal trial question

Anonymous — Fri, 26 Aug 2016 15:52:31 GMT

@Anonymous wrote:
I'm personally surprised at how many people drop $15/mo on CCT when you can only get your 3B scores once per month. I personally think this is absolute BS and CCT should be ashamed of themselves for only providing 3B scores once monthly. ESPECIALLY when through the same company you can get your 3B scores 4 TIMES PER MONTH for just 2 bucks by using 2 of their $1 trials per month. I usually spend $1/mo on CCT to see my scores twice... $2/mo for 2 trials if I'm really expecting a lot to change on my reports and/or I'm looking to apply for credit soon.

On point. It seems most people would prefer paying $15 instead of $2. Stupid is as stupid does.

Re: CreditCheckTotal trial question

Anonymous — Fri, 26 Aug 2016 15:54:02 GMT

@zumroff wrote:
@Anonymous wrote:
I'm personally surprised at how many people drop $15/mo on CCT when you can only get your 3B scores once per month. I personally think this is absolute BS and CCT should be ashamed of themselves for only providing 3B scores once monthly. ESPECIALLY when through the same company you can get your 3B scores 4 TIMES PER MONTH for just 2 bucks by using 2 of their $1 trials per month. I usually spend $1/mo on CCT to see my scores twice... $2/mo for 2 trials if I'm really expecting a lot to change on my reports and/or I'm looking to apply for credit soon.
On point. It seems most people would prefer paying $15 instead of $2. Stupid is as stupid does.

So now, not knowing this information makes one stupid? Quite the insult. I appreciate the valuable information that you've added to this thread.

Re: CreditCheckTotal trial question

Anonymous — Fri, 26 Aug 2016 17:33:10 GMT

@Anonymous wrote:
@zumroff wrote:
@Anonymous wrote:
I'm personally surprised at how many people drop $15/mo on CCT when you can only get your 3B scores once per month. I personally think this is absolute BS and CCT should be ashamed of themselves for only providing 3B scores once monthly. ESPECIALLY when through the same company you can get your 3B scores 4 TIMES PER MONTH for just 2 bucks by using 2 of their $1 trials per month. I usually spend $1/mo on CCT to see my scores twice... $2/mo for 2 trials if I'm really expecting a lot to change on my reports and/or I'm looking to apply for credit soon.
On point. It seems most people would prefer paying $15 instead of $2. Stupid is as stupid does.
So now, not knowing this information makes one stupid? Quite the insult. I appreciate the valuable information that you've added to this thread.

The trial trick has been mentioned so many times, i assumed you were aware of it.

Re: CreditCheckTotal trial question

Anonymous — Fri, 26 Aug 2016 16:19:37 GMT

i've only thought about the site itself for a day or so. I've had CK, so threads related to credit checking websites I hadn't really been much interested in even reading.

I appreciate your apology, but even if I had known about it, to call someone stupid if they choose to not cheat a business doesn't really make them stupid either though. but to each their own.

Trial: a test of the performance, qualities, or suitability of someone or something.

Not really much of a "trial" by your 5th one, is it?

Re: CreditCheckTotal trial question

Anonymous — Fri, 26 Aug 2016 16:46:35 GMT

If you choose to be willfully ignorant, then my original comment stands.

Re: CreditCheckTotal trial question

Anonymous — Fri, 26 Aug 2016 16:52:23 GMT

@zumroff wrote:
If you choose to be willfully ignorant, then my original comment stands.

Thanks for your input. :-)

Re: CreditCheckTotal trial question

Anonymous — Sat, 27 Aug 2016 08:02:42 GMT

It's pretty simple. You can spend $15/mo with CCT and get X, or you can spend $2/mo with CCT and get 4X.

The only reason I can see people opting to go with the $15/mo option is that they feel the signing up/cancelling once or twice per month every month isn't worth the $13-$14 in savings. Sure it takes about 3-4 minutes each time. To me, it's well worth the savings to have to do the signup/cancel once or twice a month.

Re: CreditCheckTotal trial question

Anonymous — Sat, 27 Aug 2016 18:50:42 GMT

@Anonymous wrote:
It's pretty simple. You can spend $15/mo with CCT and get X, or you can spend $2/mo with CCT and get 4X.

The only reason I can see people opting to go with the $15/mo option is that they feel the signing up/cancelling once or twice per month every month isn't worth the $13-$14 in savings. Sure it takes about 3-4 minutes each time. To me, it's well worth the savings to have to do the signup/cancel once or twice a month.

Makes plenty of sense. How do you cancel with the automated system? First time I called, was on hold 30 minutes waiting for a rep. Decided to hang up and call back to see if I missed the automated way to cancel. couldnt find it. Was on hold for over an hour before I had something else to do and needed to hang up. If it takes me an hour and a half to call and cancel, twice a month at that, I would definitely rather spend 15 dollars a month. How do you get it done in 3-4 minutes?

Re: CreditCheckTotal trial question

Anonymous — Sat, 27 Aug 2016 19:48:09 GMT

If you cancel the service and log back in after the two day extension it will tell you that you qualify for another week trial for $1. Why not take advantage of that?

Re: CreditCheckTotal trial question

Anonymous — Sat, 27 Aug 2016 20:14:02 GMT

You actually log in to get the trial? Not just sign up again from the home page? Also, I never stated that I wouldn't take advantage of that, I was simply not aware until brought to my attention.

Re: CreditCheckTotal trial question

Anonymous — Sun, 28 Aug 2016 03:28:20 GMT

@Anonymous wrote:

Makes plenty of sense. How do you cancel with the automated system? First time I called, was on hold 30 minutes waiting for a rep. Decided to hang up and call back to see if I missed the automated way to cancel. couldnt find it. Was on hold for over an hour before I had something else to do and needed to hang up. If it takes me an hour and a half to call and cancel, twice a month at that, I would definitely rather spend 15 dollars a month. How do you get it done in 3-4 minutes?

I've only cancelled via the automated system over the phone, never with a live human being. It's been a month since I've cancelled a trial, although I will be cancelling one this coming Monday so I'll see if the process has changed at all in the last month.

Re: CreditCheckTotal trial question

CreditInspired — Mon, 29 Aug 2016 17:22:20 GMT

I just cancelled and it was automated. Had to provide last 4 digits of SSN, DOB & zip code. The first time I cancelled, I did have to speak to someone.

Re: CreditCheckTotal trial question

darwin_wins — Mon, 29 Aug 2016 17:44:32 GMT

Every single I tried, it just wouldnt understand my DOB ( using keyboard as well as using voice). So to cancel every single time I end up with a CSR.

Re: CreditCheckTotal trial question

CreditInspired — Mon, 29 Aug 2016 18:59:57 GMT

Hi Darwin_wins

Make sure to use this DOB format:

Example: September 1, 1960 = 09011960;
December 25, 1946 = 12251946

Hope this helps for the next time 😀

Re: CreditCheckTotal trial question

Anonymous — Tue, 30 Aug 2016 12:09:40 GMT

Could someone please tell me what options to hit to cancel via automated system? I've cancelled several times now and I think I have their speel memorized now Thanks!