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    <title>topic Re: Get Credit Check Total for $14.95 for another year? in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4773237#M236057</link>
    <description>&lt;P&gt;&amp;nbsp;I would take 14.95 for a year in a HEARTBEAT.&lt;/P&gt;&lt;P&gt;let us know how it goes?&lt;/P&gt;</description>
    <pubDate>Wed, 19 Oct 2016 02:27:26 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2016-10-19T02:27:26Z</dc:date>
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      <title>Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4766064#M235812</link>
      <description>&lt;P&gt;My first year of Credit Check Total for $14.95 just ended. Is it possible to get it for $14.95 for another year?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 09 Oct 2016 11:18:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4766064#M235812</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-09T11:18:23Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4766084#M235813</link>
      <description>&lt;P&gt;I always thought that if you cancelled your $1 trial they offered it to you at that price for the next&lt;EM&gt; five&lt;/EM&gt; years?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I wouldn't know since I only do $1 trials.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If your price goes up, I would just cancel it, start a $1 trial, cancel that 7 days later and then opt in for the set price for 5 years.&lt;/P&gt;</description>
      <pubDate>Sun, 09 Oct 2016 13:04:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4766084#M235813</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-09T13:04:05Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4766329#M235822</link>
      <description>&lt;P&gt;I would assume they offer you that price again. You have to call to cancel, might as well talk with someine and try to get them to renew the price.&lt;/P&gt;</description>
      <pubDate>Sun, 09 Oct 2016 19:11:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4766329#M235822</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-09T19:11:59Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4773237#M236057</link>
      <description>&lt;P&gt;&amp;nbsp;I would take 14.95 for a year in a HEARTBEAT.&lt;/P&gt;&lt;P&gt;let us know how it goes?&lt;/P&gt;</description>
      <pubDate>Wed, 19 Oct 2016 02:27:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4773237#M236057</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-19T02:27:26Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4773407#M236064</link>
      <description>If you speak to the representative it's one year, if you cancel through the automated system it's five years. I got the five year message when I canceled through the automated system and my so got the one year offer when she spoke with the csr to cancel.</description>
      <pubDate>Wed, 19 Oct 2016 13:24:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4773407#M236064</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-19T13:24:23Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4773444#M236067</link>
      <description>&lt;P&gt;Interesting that they have no consistency in that policy verses a live body and the automated system.&lt;/P&gt;</description>
      <pubDate>Wed, 19 Oct 2016 14:19:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4773444#M236067</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-19T14:19:57Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4773467#M236068</link>
      <description>&lt;P&gt;Thanks everyone!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 19 Oct 2016 15:08:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4773467#M236068</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-19T15:08:21Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4773817#M236089</link>
      <description>&lt;P&gt;You're getting all 3 reports and 3 scores for $14.95 a year (not month)?&lt;/P&gt;</description>
      <pubDate>Wed, 19 Oct 2016 22:53:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4773817#M236089</guid>
      <dc:creator>avggoal700</dc:creator>
      <dc:date>2016-10-19T22:53:00Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4773990#M236094</link>
      <description>Brutal you're absolutely correct there is no consistency at all. The funny thing is with the automated phone system at first it says one year and then at the end it says 5 years. I record all my calls so I have it saved.</description>
      <pubDate>Thu, 20 Oct 2016 01:56:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4773990#M236094</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-20T01:56:28Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4774044#M236097</link>
      <description>&lt;P&gt;so in summary if you cancel its 14.95 a year for 5 years or 14.95 for 5 years?&lt;/P&gt;</description>
      <pubDate>Thu, 20 Oct 2016 03:58:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4774044#M236097</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-20T03:58:21Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4774088#M236098</link>
      <description>&lt;P&gt;I'm getting mine for $12 a year. LOL&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Sign up for $1 trial. Cancel. Wait a month. Sign up for $1 trial. Cancel. Repeat. Repeat.&lt;/P&gt;</description>
      <pubDate>Thu, 20 Oct 2016 05:02:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4774088#M236098</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-20T05:02:40Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4774281#M236103</link>
      <description>@smarzig it's only 14 dollars and change a month for five years if you cancel via the automated system. If you do it via the live telephone support you will only get the reduced amount for one year.</description>
      <pubDate>Thu, 20 Oct 2016 15:45:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4774281#M236103</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-20T15:45:49Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4774289#M236105</link>
      <description>@matts175 that is a great work around but too much hassle for me, I have better things to do with my time It's easier to just pay the ~15 a month and no worry about it and pull my scores once a month.</description>
      <pubDate>Thu, 20 Oct 2016 15:51:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4774289#M236105</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-20T15:51:05Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4774851#M236121</link>
      <description>&lt;P&gt;I guess it depends on how one defines a hassle and what it's worth to them.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;12 trials = $12 for 1 year.&lt;/P&gt;&lt;P&gt;$15/mo = $180 for 1 year.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It takes about 2 minutes to sign up, 2 minutes and 30 seconds to cancel with the automated system, so 4.5 minutes x 12 times = about an hour of time spent to save that $168.&amp;nbsp; I suppose I get it for those that "don't want to be bothered" but for those that are very dollar conscious (which is many based on how rewards are chased on these forums) you really can't go wrong with $1 trials.&lt;/P&gt;</description>
      <pubDate>Fri, 21 Oct 2016 03:45:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4774851#M236121</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-21T03:45:04Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4774873#M236122</link>
      <description>You're absolutely right it depends on how one defines a hassle and since I only spoke about it being a hassle for me, I'm the only one that needs to be concerned with the definition. As far as breaking down the time, that was completely unnecessary, because I only spoke for me and me alone, I said it was a great work around, just not one that I wanted to deal with, too much hassle for me, and that I have better things to do with my time. I did not speak for anyone else nor did I infer that anyone else was any less of a person for doing such, again I only spoke for me and me alone. So saying you suppose you get it with your little quotations of my text was kind of a jerk sentence. I have no problem providing financial support to a company that I believe in and that I utilize. 15$ is a completely fair and reasonable price to pay for the service that they provide for me and to spend my time trying to short change them any further than I already have is for me not worth it, I can save money elsewhere. I also support veteran owned businesses over other business even when it costs more, again a personal choice. I don't knock others for not doing this nor do I get on a forum and try to pick them apart for it. You save your 14$ a month by short changing credit check total, I save my 14$ a month elsewhere I will not rub your nose in where I save it. And no you cannot go wrong with the 1$ trials and you also cannot go wrong with the 15$ either. Both are a great price for what you get. Because I choose to spend 15$ in this spot doesn't mean that I am not dollar conscious, it just means I'm frugal in other places. Have a great evening brutal.</description>
      <pubDate>Fri, 21 Oct 2016 04:39:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4774873#M236122</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-21T04:39:33Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4774874#M236123</link>
      <description>Sorry for the lack of paragraphs, I was a tad bit irritated when I typed that on my phone.</description>
      <pubDate>Fri, 21 Oct 2016 04:40:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4774874#M236123</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-21T04:40:28Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4774973#M236126</link>
      <description>&lt;P&gt;My purpose wasn't to irritate you, it was to define what the "hassle" was for anyone else reading this thread.&amp;nbsp; If someone knows nothing about CCT and their trials, they may infer that it could be a 20 minute phone call where you're on hold and talking to someone that can't speak english or something to cancel as is the case with many other trial services out there..&amp;nbsp; I defined the process and broke it down so that others can make their own judgement as to whether or not they think it's worth it or not to save that money for the time spent.&amp;nbsp; Obviously you and I already know the numbers, but a large portion of this forum certainly does not.&amp;nbsp; The purpose of this forum is to educate and learn, and I'm confident that my post will do exactly that for some people and for the money conscious, save them a good deal of it over the course of a year.&lt;/P&gt;</description>
      <pubDate>Fri, 21 Oct 2016 13:25:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4774973#M236126</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-21T13:25:06Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4775014#M236127</link>
      <description>I agree totally brutal. It came across to me as sort of a personal attack when you quoted my text and used the words I suppose I get it when I personally said for me it was too much hassle. That's where it got personal.&lt;BR /&gt;&lt;BR /&gt;As far as educating others as to the benefits of the 1$ trial work around. I'm all for it and I agree with it wholeheartedly, that aspect of your argument was left out of the post.&lt;BR /&gt;&lt;BR /&gt;I'm all for learning and education l, it's just the way it came across was to me, more of a personal attack that a chance for education. Yes I got irritated, if that was not your intent, then I apologize for taking it that way.&lt;BR /&gt;&lt;BR /&gt;</description>
      <pubDate>Fri, 21 Oct 2016 14:21:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4775014#M236127</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-21T14:21:32Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4775015#M236128</link>
      <description>&lt;P&gt;It's always hard to express "tone of voice" on a forums. On my other forums, sometimes I say things that are taken the wrong way, but I meant them as a joke. Like as if in a room full of old buddies. I then have to "back the truck up" and explain. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 21 Oct 2016 14:25:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4775015#M236128</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-21T14:25:28Z</dc:date>
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      <title>Re: Get Credit Check Total for $14.95 for another year?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4775112#M236134</link>
      <description>&lt;P&gt;Very true that it's next to impossible to understand tone from reading words.&amp;nbsp; This happens with text messages all the time as well.&amp;nbsp; No harm, no foul.&amp;nbsp; Glad everything was cleared up!&lt;/P&gt;</description>
      <pubDate>Fri, 21 Oct 2016 17:07:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Get-Credit-Check-Total-for-14-95-for-another-year/m-p/4775112#M236134</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-10-21T17:07:27Z</dc:date>
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