https://ficoforums.myfico.com/t5/General-Credit-Topics/Amex-nextstep/m-p/4804531#M237421 I got pre approved for personal loan with 20 k .will this loan affect my score after got it ?and when they gonna to report it ?what types of method payment they accept ? Thanks in advance Fri, 02 Dec 2016 02:40:59 GMT Anonymous 2016-12-02T02:40:59Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Amex-nextstep/m-p/4804531#M237421 I got pre approved for personal loan with 20 k .will this loan affect my score after got it ?and when they gonna to report it ?what types of method payment they accept ? Thanks in advance Fri, 02 Dec 2016 02:40:59 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Amex-nextstep/m-p/4804531#M237421 Anonymous 2016-12-02T02:40:59Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Amex-nextstep/m-p/4811295#M237582 Anything that reports to your CR has the ability to affect your score and a new installment account would. As far as how long to report that is up to the creditor and what their policies are. Sun, 11 Dec 2016 18:37:49 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Amex-nextstep/m-p/4811295#M237582 gdale6 2016-12-11T18:37:49Z