Credit reports

Anonymous — Wed, 12 Apr 2017 19:25:10 GMT

I was thinking about spending the $59.95 for the 3B offered on this website, but have a few questions before pulling the trigger.

The purpose I have for doing so is just to check my reports to ensure nothing is going on that I don't know about...

Will purchasing the 3B affect my credit score and show up as an inquiry/HP?

Also, the 3B includes transunion/equifax/experian fico models correct?

thanks

Re: Credit reports

Anonymous — Wed, 12 Apr 2017 22:25:06 GMT

@Anonymous wrote:
I was thinking about spending the $59.95 for the 3B offered on this website, but have a few questions before pulling the trigger.

The purpose I have for doing so is just to check my reports to ensure nothing is going on that I don't know about...

Will purchasing the 3B affect my credit score and show up as an inquiry/HP?

Also, the 3B includes transunion/equifax/experian fico models correct?

thanks

Before you spend $60 at myFICO, I strongly suggest you just pull your credit reports for free. There are lost of ways to do that. $60 a pop is incredibly expensive -- and it's a relic from the days when it was hard to get more than 1 free report from each bureau per year.

Here are some options:

WalletHub: free TransUnion report every day

Credit Karma: free TransUnion and Equifax report once per week

FreeCreditScore.com: free Experian report every month

Credit Check Total: 3B report with FICO 8 for enrolling in their $1 trial

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Credit reports

Re: Credit reports