topic Re: Penfed NG2 score up. in General Credit Topics

Penfed NG2 score up.

bigpoppa09 — Sat, 01 Jul 2017 13:27:59 GMT

Nextgen score is way off 717 EQ fico 08 770 fico 09 799

Re: Penfed NG2 score up.

Anonymous — Sat, 01 Jul 2017 13:33:42 GMT

Score dropped 7 points and no offers 😀 (Not that I need anything, but still).

Re: Penfed NG2 score up.

RockinRay — Sat, 01 Jul 2017 13:36:11 GMT

794 - no offers.

Re: Penfed NG2 score up.

AllCredit — Sat, 01 Jul 2017 14:32:19 GMT

My NextGen Score keeps dropping while my Fico 8s keep rising....last fall my NextGen Score was about 714 and my Fico 8s were like 650-660...also is it possible that pre-approvals have not been input yet...I realize that is more likely that I yet again did not get any pre-approvals

Re: Penfed NG2 score up.

Anonymous — Sat, 01 Jul 2017 14:38:50 GMT

Penfed still doesnt like me. Was hoping for a pre this time around. Nexgen up to 786 at least. waiting for the 12 month mark to go for a CLI. Nexgen may be 800+

Re: Penfed NG2 score up.

700orbust — Sat, 01 Jul 2017 14:56:45 GMT

Can anyone screenshot what the prequals are supposed to look like? Maybe my account is so old and inactive they don't even bother...but I don't see anywhere it would be.

Re: Penfed NG2 score up.

Marcos8 — Sat, 01 Jul 2017 15:32:00 GMT

Where does one see their NG score with Penfed? It's been about 2 weeks since I joined so I'm not sure if I'll be able to see it yet..

Re: Penfed NG2 score up.

AllCredit — Sat, 01 Jul 2017 15:36:29 GMT

@Marcos8 wrote:
Where does one see their NG score with Penfed? It's been about 2 weeks since I joined so I'm not sure if I'll be able to see it yet..

Do you have a credit product with them?

Re: Penfed NG2 score up.

Marcos8 — Sat, 01 Jul 2017 15:38:46 GMT

@AllCredit wrote:
@Marcos8 wrote:
Where does one see their NG score with Penfed? It's been about 2 weeks since I joined so I'm not sure if I'll be able to see it yet..
Do you have a credit product with them?

Credit card and PLOC

Re: Penfed NG2 score up.

AllCredit — Wed, 05 Jul 2017 16:02:25 GMT

Re: Penfed NG2 score up.

700orbust — Sat, 01 Jul 2017 16:12:36 GMT

Thats what mine looked like, if I refresh the page they change. Plus the links don't look very specific...is the consensus that what gets displayed here is prequal'd?

Are they SP's only if approved? I'll take a chance if so. EQ? I looked at TU and EX today and no SP's from them (or NFCU for that matter)

Re: Penfed NG2 score up.

AllCredit — Sat, 01 Jul 2017 16:18:11 GMT

There are some old threads on here that have pictures of what the pre-approvals looks like. But I would say, the picture blocks are not the list of pre-approvals. The SP AR would be from 5/30/17 if you do have pre-approvals they don't do a HP if you select them.

Re: Penfed NG2 score up.

AverageJoesCredit — Sat, 01 Jul 2017 17:18:43 GMT

Down 12 points. Looks like im headed nowhere with Penfed. Im not even gonna check again too disapointing

Re: Penfed NG2 score up.

fltireguy — Sat, 01 Jul 2017 17:45:42 GMT

AJC. Don't feel bad. Mine went down a few points.. they did the AR a few days before an old BK came off of EQ, and 2 weeks before a baddie aged off 😢😢

Re: Penfed NG2 score up.

JR_TX — Sat, 01 Jul 2017 18:21:12 GMT

Hope someone would be kind enough to post a screenie of a pre-app offer. Really wanna know what I should be looking or watching out for.

Re: Penfed NG2 score up.

CribDuchess — Sat, 01 Jul 2017 18:38:08 GMT

@JR_TX wrote:
Hope someone would be kind enough to post a screenie of a pre-app offer. Really wanna know what I should be looking or watching out for.

Hi JR_TX - here are screenshots of my PenFed pre-approved offers for this quarter. I was surprised to receive pre-approved offers for this quarter since I also received pre-approved offers last quarter. And my NG2 score dropped 33 points this quarter, from 857 to 824, all because I paid off my car loan back in March.

Re: Penfed NG2 score up.

700orbust — Sat, 01 Jul 2017 18:42:06 GMT

Thanks so much for that. so a new box will pop up then. I have a notice on my accounts page that says my signature card hasn't been mailed, so maybe I need to finish that up first.

So, all from a SP, they will show you all the loan products you're preapproved for along with the amounts too? Wow, thats a ton of insight without taking a hit.

Re: Penfed NG2 score up.

CribDuchess — Sat, 01 Jul 2017 19:00:51 GMT

@700orbust wrote:
Thanks so much for that. so a new box will pop up then. I have a notice on my accounts page that says my signature card hasn't been mailed, so maybe I need to finish that up first.

So, all from a SP, they will show you all the loan products you're preapproved for along with the amounts too? Wow, thats a ton of insight without taking a hit.

How long ago did you join PenFed? I've been with them just about 3 years (August 2014), and if memory serves, I believe my first pre-approved offers didn't happen until the second quarter of 2015 and all the offers were for auto/boat/RV, no credit cards. I think it was a couple of quarters later (Oct 2015?) that I received the credit card offers.

Yes, these are all SP offers. I've only taken an offer once, for the Platinum Rewards Visa, and since I already had the card, it was a CLI. I have that offer again this time, so if I take it, I can get a CLI on my card to $50K. I believe $50K is PenFed's max on credit cards. I think that's what I might do.

Re: Penfed NG2 score up.

Anonymous — Sat, 01 Jul 2017 19:05:02 GMT

Day-am

Up nearly 30 points. Finally, some good news

Re: Penfed NG2 score up.

700orbust — Sat, 01 Jul 2017 19:05:14 GMT

Over 10 years ago. I have looked at the SPs on all 3 CR and haven't seen a SP at all. So, maybe that sig card thing is an issue.