topic Re: July 1st public record removal results in General Credit Topics

July 1st public record removal results

Anonymous — Sat, 01 Jul 2017 15:30:36 GMT

Nothing changed in my report. Still have the old state tax lien on two bureaus. Curious if anyone saw any changes today?

Re: July 1st public record removal results

CreditStan — Sat, 01 Jul 2017 15:43:45 GMT

I saw a 14 point jump but i have no idea what was changed according to CCT

Re: July 1st public record removal results

IaBoy62 — Sat, 01 Jul 2017 16:16:55 GMT

my paid judgment on EQ is still there from 2012. Gone from TU and EX months ago

Re: July 1st public record removal results

CreditInspired — Sat, 01 Jul 2017 16:46:04 GMT

I had a 13 pt increase, but I don't think my increase is related to tax lien because tax lien is still listed. Now, UT dropped from 5% to 4% and 3 CCs crossed the 1yr threshhold so I'm thinking that caused the bump in score.

Maybe since it's the weekend, it will be deleted from CRs on Monday or no later than Wednesday, since Tuesday is July 5th.

Re: July 1st public record removal results

Anonymous — Sat, 01 Jul 2017 17:21:33 GMT

My TU score jumped by 13 points also, public record still there. Nothings changed, Any idea why the jump?

Re: July 1st public record removal results

Anonymous — Sat, 01 Jul 2017 17:33:02 GMT

I've read several articles that state the Judgements and Tax liens will start to be removed the week of July 9, 2017.

Re: July 1st public record removal results

ecb — Sat, 01 Jul 2017 18:45:58 GMT

Yes I heard 7/10/2017 for deletions. We'll see

Re: July 1st public record removal results

fltireguy — Sun, 02 Jul 2017 00:46:40 GMT

They will START TO BE REMOVED on that date

Re: July 1st public record removal results

pizza1 — Sun, 02 Jul 2017 03:40:06 GMT

Lets clarify something before a lot of folks get too excited.....

The Tax liens will only be deleted if they can't verify them with correct identity markers. Name, SSN, address, etc.. they have to meet 3 qualifying identity markers to stay put, if not, they will be deleted. Its not set in stone that ALL tax liens will be deleted, thats not true. If they meet the requirements of identification, they stay.

I think a lot of folks are going to be disappointed....me included, because I checked my EQ and TU reports for the markers, and mine all match, and can be easily verified darn it, lol..

EX never reported it, or picked it up years ago, but Ive been trying to get it deleted for 3 years now from EQ and TU with No luck .

Ill be anxious to see the reports here on fico though if anyone got theirs deleted though in the next few weeks.

Re: July 1st public record removal results

ejm201 — Sun, 16 Jul 2017 19:10:17 GMT

How does this work if the tax lien/judgment was an error? We were going to be applying for a mortgage again, because the first time applied 3 years ago it was reported. Honedtly, for people like myself, this is grest because we were about to hire a lawyer and still may due the damages we incurred for years for something that did not belong to us. I don't think a little 15 point increase will be good enough considering how it dinged my scores at the time.

Re: July 1st public record removal results

Anonymous — Sun, 16 Jul 2017 19:53:08 GMT

As of yesterday the 2011 civil judgment I had on my reports has been removed from TU and EX; it's been gone from EQ for some time now. I'll have to wait a few weeks (unless I get CCT or MyFICO) to see what the effects are on my FICO scores. VS/"FAKO" TU did jump from 696 to 708, for whatever that's worth.

Re: July 1st public record removal results

Anonymous — Sun, 16 Jul 2017 21:01:36 GMT

I had a satisfied judgement that only showed on my EQ report & it was removed a few days ago giving me a 13 pt increase. Hopefully it doesn't reappear somewhere down the road..

Re: July 1st public record removal results

Anonymous — Wed, 19 Jul 2017 21:36:13 GMT

TU notified me today that my paid state tax lien has been DELETED. YAY!!!!!

Re: July 1st public record removal results

Anonymous — Fri, 21 Jul 2017 00:40:01 GMT

Hello,

I just wanted to share some good news, bad news, who knows. I dont know what to think. Well for those of you who know, I didnt have anything negative on my credit reports at all, except for a public record of a tax lien that was never due, nor it was owed to the state, however, because someone made a mistake at the state department, I end up with a tax lien on my report even though it has $0 cero balance. Crazy right? Even more that it was reported only on my Equifax CR as it so happens that people normally get hurt with Equifax for some reason, and I still dont know why...

Absolutely nothing negative. Except for that lien. Well last month my Equifax I had the lien reported there still with $0 cero balance but today I receive a notification from my credit report monitoring service that I had paid off some balances of some of my cards, my CU ratio went down from 15% to 2%, etc, etc.

So when I loged in to check, to my dismay, my TU and EX reports stayed the same (score wise) but my Equifax report went down 24 points. I almost got a heart attack (Not literally). As soon as I check my noticed right away that indeed my CU ratio went down from 9% to 3% and the wrongfully reported lien was removed from my report.

Anyways, I am not sure what happened. But it is crazy that the lien got removed and the CU went down and so did my score. Believe me I checked, nothing changed except for what I stated above. Should I call them and ask them to report it again so I can get my score back? JUST KIDDING! But seriously, why did I loose so many points if the only thing that was hurting my score is gone?!

I did got a notification a few days ago about the new Law for the monies owed to a Goverment Agency and how they will change on July 2017. But I still dont get this...

Ps. For those of you wondering, I have been fighthing this lien since 2010 and never had been successfull. The CRA said the court were the ones reporting it, and the Court said that the CRA were the ones reporting. It was just a game with them. Blaming each other and nobody taking responsiblity of it.