topic Re: Made it into the 700 Club -- What ????? in General Credit Topics

Made it into the 700 Club -- What ?????

CreditInspired — Fri, 30 Jun 2017 11:10:11 GMT

So, when I pulled my CCT CR this morning and saw the 13pt increase:

EX 691 - 704

TU 718 (no change)

EQ 698 - 702

I just knew my tax lien had fallen off (huh, a day early!) and was doing the happy dance.

I scurried to check both CCT and CK, but nope, the tax lien is still showing on all 3 CRs.

So, do I dare to HOPE that tomorrow (July 1) I'll have another nice bump in scores. I'll definitely report back.

Well, just making it to the 700 Club is celebration enough.

Re: Made it into the 700 Club -- What ?????

fltireguy — Fri, 30 Jun 2017 11:10:36 GMT

Congrats!!! I made it there myself 2 weeks ago... feels good doesn't it?

Re: Made it into the 700 Club -- What ?????

CreditInspired — Fri, 30 Jun 2017 11:37:57 GMT

@fltireguy wrote:
Congrats!!! I made it there myself 2 weeks ago... feels good doesn't it?

It really does! Thank you and Congrats to you too.

Re: Made it into the 700 Club -- What ?????

Anonymous — Fri, 30 Jun 2017 13:11:17 GMT

Congrats!

I have a few disputes out there and hope they get fixed. Just a few things need to drop and I hope I get there as well. I will also have some good stuff reporting soon.

Re: Made it into the 700 Club -- What ?????

Anonymous — Fri, 30 Jun 2017 14:46:24 GMT

Nyce! I made it there myself last month.Was at 705. I use CCT. But then a few weeks in, The score dropped about 50+ points. I paid ff a few CC bills, usage on a few other cards increased. And the loan on my Cruze reported as paid off (totaled). With the addition of my new car loan... I'm all fuk'd. It will take some time to get back up there, but I'm in a good place.

Re: Made it into the 700 Club -- What ?????

Anonymous — Fri, 30 Jun 2017 14:52:30 GMT

@Anonymous wrote:
Nyce! I made it there myself last month.Was at 705. I use CCT. But then a few weeks in, The score dropped about 50+ points. I paid ff a few CC bills, usage on a few other cards increased. And the loan on my Cruze reported as paid off (totaled). With the addition of my new car loan... I'm all fuk'd. It will take some time to get back up there, but I'm in a good place.

It's sad that stuff like that has such an impact on your score even though you don't seem to be doing anything bad.

Do you like CCT? I am thinking of using them instead of MyFICO since they update every month instead of quarterly like MyFICO does.

Re: Made it into the 700 Club -- What ?????

CreditInspired — Sat, 01 Jul 2017 16:49:15 GMT

@Anonymous wrote:
Congrats!

I have a few disputes out there and hope they get fixed. Just a few things need to drop and I hope I get there as well. I will also have some good stuff reporting soon.

Thanks VoltaicShoc and I'm rooting for you.

Re: Made it into the 700 Club -- What ?????

CreditInspired — Sat, 01 Jul 2017 16:53:05 GMT

@Anonymous wrote:
Nyce! I made it there myself last month.Was at 705. I use CCT. But then a few weeks in, The score dropped about 50+ points. I paid ff a few CC bills, usage on a few other cards increased. And the loan on my Cruze reported as paid off (totaled). With the addition of my new car loan... I'm all fuk'd. It will take some time to get back up there, but I'm in a good place.

Being in a good plase is what counts most. Since my scores are so close to the border, I have to admit any little thing can drop them. Like on Monday, I going to ask for a CLI on my NFCU Platinum and going to keep my fingers crossed since it's AR time, it will be a soft pull. One can only hope.

Re: Made it into the 700 Club -- What ?????

CreditInspired — Sat, 01 Jul 2017 16:54:30 GMT

@Anonymous wrote:
@Anonymous wrote:
Nyce! I made it there myself last month.Was at 705. I use CCT. But then a few weeks in, The score dropped about 50+ points. I paid ff a few CC bills, usage on a few other cards increased. And the loan on my Cruze reported as paid off (totaled). With the addition of my new car loan... I'm all fuk'd. It will take some time to get back up there, but I'm in a good place.
It's sad that stuff like that has such an impact on your score even though you don't seem to be doing anything bad.

Do you like CCT? I am thinking of using them instead of MyFICO since they update every month instead of quarterly like MyFICO does.

I definitely like CCT. I pull my FICO scores twice a month using their $1, 7-day trial.

Re: Made it into the 700 Club -- What ?????

Anonymous — Sun, 02 Jul 2017 18:59:06 GMT

Congrats!!

Re: Made it into the 700 Club -- What ?????

CreditInspired — Sun, 02 Jul 2017 22:05:36 GMT

Thanks Bank. It's a great feeling,

Re: Made it into the 700 Club -- What ?????

Gidgetmom — Sun, 02 Jul 2017 22:09:39 GMT

Congratulations! Such a good feeling!

Re: Made it into the 700 Club -- What ?????

CreditInspired — Sun, 02 Jul 2017 22:55:09 GMT

It is. 😁 Thanks Gidgetmom.

Re: Made it into the 700 Club -- What ?????

Anonymous — Sun, 02 Jul 2017 23:39:08 GMT

Congrats! Must be nice. I can't wait to report the same.

Re: Made it into the 700 Club -- What ?????

Anonymous — Sun, 02 Jul 2017 23:54:06 GMT

Congrats that is awesome!

Re: Made it into the 700 Club -- What ?????

Anonymous — Mon, 03 Jul 2017 15:54:18 GMT

Woo hoo!

I have one score in the club! haha. This old baddie is holding me back but I hope it drops off in the new few days and all three will be in the club! LOL

Re: Made it into the 700 Club -- What ?????

CreditInspired — Mon, 03 Jul 2017 21:05:29 GMT

Thanks cgarden, branchbross, and nyhome.

Yes, it feels mighty good.

nyhome, I was that way for a long time. I thought my EQ would never cross the finish line. And then one day, Voila!

Re: Made it into the 700 Club -- What ?????

AverageJoesCredit — Tue, 04 Jul 2017 03:21:56 GMT

Way to fico CI Awesome to see 700, feels like your ... Inspired...Credit Inspired dunna dunna da da da da dahhhh

Re: Made it into the 700 Club -- What ?????

CreditInspired — Tue, 04 Jul 2017 14:44:09 GMT

@AverageJoesCredit wrote:
Way to fico CI Awesome to see 700, feels like your ... Inspired...Credit Inspired dunna dunna da da da da dahhhh

Thanks AJC. I'm definitely inspired

Ready to set the next goal -- 800? -- ok, I'm reaching a bit too far. Maybe I'll give it 2 years.

Re: Made it into the 700 Club -- What ?????

Rebuilding69 — Wed, 05 Jul 2017 06:40:04 GMT

Congrats! I'm at the doorstep myself but can't get in because EQ is always historically lower for me for some reason. I'll be there next month or the next(or the next...)! lol