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    <title>topic Credit Monitoring + FICO 8 + Identity Protection ? in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Monitoring-FICO-8-Identity-Protection/m-p/5002957#M247101</link>
    <description>&lt;P&gt;Hi all,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;After the breach at The Home Depot a few years ago, they gave me free Credit Monitoring from AllClearID. Basically if there are any changes to your report like a new account or a hard pull, they call you to confirm the activity. They do all three bureaus, and are fairly reliable. I managed to get the "I'm going to cancel" rate of $8.50/mo.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Through Discover and AMEX, I get my FICO 8 every month, using TU and EX data repectively.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Through Experian, I get the free monthly report, and from Credit Karma I get TransUnion and Equifax.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Of course the scores, and reports can all be from different dates, so it isn't perfect.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I used my CCT $1 trial today to pull my 3B scores and they did match the scores from Discover and AMEX.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Is there a service better than AllClearID that will monitor my credit, and give me my FICO 8 scores for roughly the same price I am paying now?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks.&lt;/P&gt;</description>
    <pubDate>Tue, 18 Jul 2017 23:04:34 GMT</pubDate>
    <dc:creator>Grimakis</dc:creator>
    <dc:date>2017-07-18T23:04:34Z</dc:date>
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      <title>Credit Monitoring + FICO 8 + Identity Protection ?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Monitoring-FICO-8-Identity-Protection/m-p/5002957#M247101</link>
      <description>&lt;P&gt;Hi all,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;After the breach at The Home Depot a few years ago, they gave me free Credit Monitoring from AllClearID. Basically if there are any changes to your report like a new account or a hard pull, they call you to confirm the activity. They do all three bureaus, and are fairly reliable. I managed to get the "I'm going to cancel" rate of $8.50/mo.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Through Discover and AMEX, I get my FICO 8 every month, using TU and EX data repectively.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Through Experian, I get the free monthly report, and from Credit Karma I get TransUnion and Equifax.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Of course the scores, and reports can all be from different dates, so it isn't perfect.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I used my CCT $1 trial today to pull my 3B scores and they did match the scores from Discover and AMEX.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Is there a service better than AllClearID that will monitor my credit, and give me my FICO 8 scores for roughly the same price I am paying now?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks.&lt;/P&gt;</description>
      <pubDate>Tue, 18 Jul 2017 23:04:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Monitoring-FICO-8-Identity-Protection/m-p/5002957#M247101</guid>
      <dc:creator>Grimakis</dc:creator>
      <dc:date>2017-07-18T23:04:34Z</dc:date>
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