topic Re: Equifax Dispute Website Down? in General Credit Topics

Equifax Dispute Website Down?

Tim_S — Wed, 02 Aug 2017 13:04:41 GMT

Can anyone access Equifax Dispute portion of their website? I've been getting a "service temporarily unavailable" for the last week.

Re: Equifax Dispute Website Down?

A1Credit — Wed, 02 Aug 2017 13:26:17 GMT

@Tim_S wrote:
Can anyone access Equifax Dispute portion of their website? I've been getting a "service temporarily unavailable" for the last week.

I have gotten it as well. I have come to the conclusion that Equifax just sucks in general. They have open tradelines as closed on their report as well as just flat out missing tradelines even though the creditors assure me that they have reported updated information to them as recently as July.

Re: Equifax Dispute Website Down?

Tim_S — Wed, 02 Aug 2017 15:21:17 GMT

I'm not a fan of Equifax either, as you can see by my post from earlier this week -

"In the beginning of July, I disputed a "repo" comment in my Equifax credit file due to the repo being more than 7 years old and I requested that comment be removed, (plus the car was reclaimed by me the next day and I got caught up on payments and never had another late payment again). While the dispute was "under investigation", Equifax temporarily removed the comment and my Equifax Fico 8 jumped up 25 points. I was just notfiied over the weekend that Ally Financial, (my old auto finance company) confirmed the repo, (no further info available) and Equifax re-inserted the repo comments and my Equifax Fico 8 score dropped 75 points!!!!!! Can ANYONE please explain to me how this is possible???"

Someone commented that it looks like Equifax re-posted the repo to my file as a "new" repo rather than just reinserting the old info. I'm at a loss.....

Re: Equifax Dispute Website Down?

Anonymous — Wed, 09 Aug 2017 00:34:18 GMT

Down for me too, which sucks because they just incorrectly updated a settled account as having a balance. Dropped my score! This is complete BS seeing how hard we work to fix or keep our credit good, only to be forced to fight incompetence.

Re: Equifax Dispute Website Down?

Anonymous — Wed, 09 Aug 2017 12:12:44 GMT

Equifax dispute portion online is down for maintenance. They are having technical issues or so they say.

Re: Equifax Dispute Website Down?

mitchblue — Wed, 09 Aug 2017 16:46:18 GMT

@Anonymous wrote:
Equifax dispute portion online is down for maintenance. They are having technical issues or so they say.

That's some maintenance..

Re: Equifax Dispute Website Down?

Sandman771 — Wed, 09 Aug 2017 16:53:37 GMT

I think the Russians got 'em. Must have downgraded some oligarch.

Re: Equifax Dispute Website Down?

A1Credit — Wed, 09 Aug 2017 17:12:26 GMT

I am so frustrated with Equifax right now. It does not help that the credit union I am trying to refinance with pulls Equifax. I have a complaint against them for incorrect reporting that still has not been corrected. Feeling beyond frustrated!

Re: Equifax Dispute Website Down?

Anonymous — Wed, 09 Aug 2017 21:56:19 GMT

Yeap. Every year is the same, although this is the longest I have seen the site down.

Re: Equifax Dispute Website Down?

Anonymous — Thu, 10 Aug 2017 11:15:05 GMT

Dispute site is back up, however, now I cannot refresh my report/score. Really starting to wonder why I pay for their service!

Re: Equifax Dispute Website Down?

A1Credit — Thu, 10 Aug 2017 12:59:25 GMT

@Anonymous wrote:
Dispute site is back up, however, now I cannot refresh my report/score. Really starting to wonder why I pay for their service!

Are equifax scores fico scores? I always thought that they weren't.

Re: Equifax Dispute Website Down?

Anonymous — Fri, 11 Aug 2017 11:32:34 GMT

I dont think they are. Im new to this whole credit world ( yes, Ive been a dummy about my credit up until now). Its significantly different than my FICO score on here, so I am assuming its based on Vantage scoring. But I had subscribed to it before I found MyFico so I could monitor the changes as I had a LOT of them going on between getting out of student loan default, and refinancing my jeep. I will be cancelling with all three sites (eq/ex/tr) now that I subscribed here. Just wanted to check it out first, but Im finding that I really like it and its much cheaper than paying for all three...lol