topic Re: Score 9 in General Credit Topics

Score 9

srob67 — Wed, 02 Aug 2017 23:58:04 GMT

Hi all,

Is score 9 now the #'s we need to look at for qualifying for a home, auto and credit cards?

AverageJoesCredit — Thu, 03 Aug 2017 00:12:45 GMT

As for credit cards, Fico 8 seems to still be predominant. I believe home and auto use various other models.

Anonymous — Mon, 07 Aug 2017 01:09:25 GMT

I wouldn't look at Fico 9 for anything as of now.

Anonymous — Mon, 14 Aug 2017 16:47:15 GMT

5/3 is using FICO 9 for credit cards. Beyond that, I haven't heard of it being used anywhere else.

SouthJamaica — Mon, 14 Aug 2017 19:54:45 GMT

@Anonymous wrote:
5/3 is using FICO 9 for credit cards. Beyond that, I haven't heard of it being used anywhere else.

It's also used by: Marcus loans and Redstone FCU.

Alliant uses it for CLI requests.
Bankcard 9 is used by: Lake Michigan Credit Union

SouthJamaica — Mon, 14 Aug 2017 19:55:40 GMT

@srob67 wrote:
Hi all,

Is score 9 now the #'s we need to look at for qualifying for a home, auto and credit cards?

For mortages, EQ FICO 5, TU FICO 4, and EX FICO 2 are the norm.

Subexistence — Mon, 14 Aug 2017 20:44:36 GMT

Wat is 5/3?

Anonymous — Mon, 14 Aug 2017 21:26:41 GMT

Fifth Third - 53.com

Anonymous — Mon, 14 Aug 2017 22:04:24 GMT

Navy Federal Credit union is also using FICO 9 scores along with their own internal scoring.