https://ficoforums.myfico.com/t5/General-Credit-Topics/GW-to-a-DC/m-p/5047274#M249541 <P>If you are seeking removal of a collection, the request is sent to the debt collector.</P> Wed, 13 Sep 2017 22:49:38 GMT RobertEG 2017-09-13T22:49:38Z https://ficoforums.myfico.com/t5/General-Credit-Topics/GW-to-a-DC/m-p/5047114#M249529 <P>I paid off Convergent Outsourcing earlier this year from a Sprint debt gone-wrong last fall. If I were to write a GW letter to request a removal from my report (one-time issue, credit history is pretty good beyond that), would I write to Convergent or Sprint?</P> Wed, 13 Sep 2017 19:56:04 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/GW-to-a-DC/m-p/5047114#M249529 Anonymous 2017-09-13T19:56:04Z https://ficoforums.myfico.com/t5/General-Credit-Topics/GW-to-a-DC/m-p/5047135#M249531 You would write the institution that reported the negative information. As far as I know sprint doesn't report, so it's likely the other one. On your credit report it should have the address if the entity that reported the late payment. Wed, 13 Sep 2017 20:11:37 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/GW-to-a-DC/m-p/5047135#M249531 Anonymous 2017-09-13T20:11:37Z https://ficoforums.myfico.com/t5/General-Credit-Topics/GW-to-a-DC/m-p/5047274#M249541 <P>If you are seeking removal of a collection, the request is sent to the debt collector.</P> Wed, 13 Sep 2017 22:49:38 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/GW-to-a-DC/m-p/5047274#M249541 RobertEG 2017-09-13T22:49:38Z