https://ficoforums.myfico.com/t5/General-Credit-Topics/Can-husband-help-me-with-my-credit-situation/m-p/5064015#M250556 <P>I got married to my husband like a year and a half ago, and my credit is not so great, his is much better. I made a lot of mistakes in my credit file before, but now I'm much more responsible with money and credit. Unfortunately, as we all know it takes a long time to recover from credit mistakes. Now my question is this. If my husband adds me as an authorized user on his high-limit credit cards, would that alter my utilization ratio to help my credit? Or would it be better to just let him use one of my cards and pay it off each month to build my credit? Thanks for the help!</P> Fri, 06 Oct 2017 21:49:52 GMT Anonymous 2017-10-06T21:49:52Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Can-husband-help-me-with-my-credit-situation/m-p/5064015#M250556 <P>I got married to my husband like a year and a half ago, and my credit is not so great, his is much better. I made a lot of mistakes in my credit file before, but now I'm much more responsible with money and credit. Unfortunately, as we all know it takes a long time to recover from credit mistakes. Now my question is this. If my husband adds me as an authorized user on his high-limit credit cards, would that alter my utilization ratio to help my credit? Or would it be better to just let him use one of my cards and pay it off each month to build my credit? Thanks for the help!</P> Fri, 06 Oct 2017 21:49:52 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Can-husband-help-me-with-my-credit-situation/m-p/5064015#M250556 Anonymous 2017-10-06T21:49:52Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Can-husband-help-me-with-my-credit-situation/m-p/5064033#M250557 <P>Congrats on the nuptials 🍾 Him adding you as and AU should have a positive impact especially if he has you on an account with a long history.&nbsp;</P> Fri, 06 Oct 2017 22:19:34 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Can-husband-help-me-with-my-credit-situation/m-p/5064033#M250557 Anonymous 2017-10-06T22:19:34Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Can-husband-help-me-with-my-credit-situation/m-p/5064035#M250558 Thanks! Fri, 06 Oct 2017 22:18:28 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Can-husband-help-me-with-my-credit-situation/m-p/5064035#M250558 Anonymous 2017-10-06T22:18:28Z