https://ficoforums.myfico.com/t5/General-Credit-Topics/Help-on-my-credit-report/m-p/5080230#M251470 Sounds great. He said he is going to dispute. Thanks for advice.<BR /><BR />That should bump his score up nicely. Fri, 27 Oct 2017 17:57:04 GMT Anonymous 2017-10-27T17:57:04Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Help-on-my-credit-report/m-p/5080216#M251468 My DH has a medical collection on his report from almost 3 to 4 years ago in the amount of around $800. He does not think it is his.<BR /><BR />If he disputes this now will it start over the 7 year fall off process? Or would it be better to leave it alone and just let it fall off in 3 or so years?<BR /><BR />It is the only baddie on his report. Fri, 27 Oct 2017 17:38:18 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Help-on-my-credit-report/m-p/5080216#M251468 Anonymous 2017-10-27T17:38:18Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Help-on-my-credit-report/m-p/5080223#M251469 <P>No, disputes do not start over the 7 year process.&nbsp; If it's not his, he should definitely dispute it and there is absolutely nothing wrong with doing so and no risk involved.</P> Fri, 27 Oct 2017 17:46:02 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Help-on-my-credit-report/m-p/5080223#M251469 Anonymous 2017-10-27T17:46:02Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Help-on-my-credit-report/m-p/5080230#M251470 Sounds great. He said he is going to dispute. Thanks for advice.<BR /><BR />That should bump his score up nicely. Fri, 27 Oct 2017 17:57:04 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Help-on-my-credit-report/m-p/5080230#M251470 Anonymous 2017-10-27T17:57:04Z