topic Re: NFCU Not reporting to Experian 2 months in a row? in General Credit Topics

NFCU Not reporting to Experian 2 months in a row?

Anonymous — Mon, 23 Oct 2017 12:35:46 GMT

Anyone else having this problem?

Haven't called them about it yet, worried about an "account in dispute" showing up on my report while I'm in the middle of getting a mortgage.

Re: NFCU Not reporting to Experian 2 months in a row?

pizza1 — Mon, 23 Oct 2017 13:19:09 GMT

@Anonymous wrote:
Anyone else having this problem?

Haven't called them about it yet, worried about an "account in dispute" showing up on my report while I'm in the middle of getting a mortgage.

What type of acct is this? CC, CLOC, or loan? If its the CLOC, it usually reports every other, if not every 3rd month, if its not being used.

Re: NFCU Not reporting to Experian 2 months in a row?

Anonymous — Mon, 23 Oct 2017 14:12:49 GMT

CLOC and credit card, it is ONLY Experian that isn't updating and I use both regularly.

Re: NFCU Not reporting to Experian 2 months in a row?

Scupra — Mon, 23 Oct 2017 17:02:32 GMT

That's a little odd. I know every once in a while my LOC won't report, but that's because it doesn't get used.

Re: NFCU Not reporting to Experian 2 months in a row?

Anonymous — Mon, 23 Oct 2017 17:22:09 GMT

Same thing is happening to me with my cc which I use every month and it's happening on eq and ex. They are two months behind. Dv

Re: NFCU Not reporting to Experian 2 months in a row?

K-in-Boston — Mon, 23 Oct 2017 17:23:22 GMT

I just looked at my reports. Flagship wasn't reported this month to EX, but was reported on the 12th to both EQ and TU and was reported to EX in September. FWIW, my CLOC has been opened for almost 7 months without being reported to any of the 3. (The "new" account reporting would likely not offset the minimal utilization reduction that $15k would give me, so I haven't contacted them about it.)

Re: NFCU Not reporting to Experian 2 months in a row?

medicgrrl — Mon, 23 Oct 2017 17:52:06 GMT

I noticed this also. My car loan was paid off and it's reporting correctly on TU and EQ but not Ex.

Re: NFCU Not reporting to Experian 2 months in a row?

MakeItAMudLight — Mon, 23 Oct 2017 18:16:25 GMT

I'm actually having this same problem with all my Navy Federal accounts including two auto loans, CLOC, and two credit cards. They haven't updated in almost two months on Experian. TU and EQ updated like clockwork.

Re: NFCU Not reporting to Experian 2 months in a row?

medicgrrl — Mon, 23 Oct 2017 18:34:56 GMT

I've sent them a message...will update when I receive a response.

Re: NFCU Not reporting to Experian 2 months in a row?

Adkins — Mon, 23 Oct 2017 20:59:09 GMT

@medicgrrl - Thanks!

Re: NFCU Not reporting to Experian 2 months in a row?

Anonymous — Mon, 23 Oct 2017 21:58:20 GMT

Glad to hear I'm not alone here - thanks Medic, let us know!

Re: NFCU Not reporting to Experian 2 months in a row?

AverageJoesCredit — Mon, 23 Oct 2017 22:20:43 GMT

Ive noticed that they are slow to update sometimes on my TU, but Ex is my fav cb, always first to update all changes.

Re: NFCU Not reporting to Experian 2 months in a row?

Anonymous — Mon, 23 Oct 2017 23:30:53 GMT

@AverageJoesCredit wrote:
Ive noticed that they are slow to update sometimes on my TU, but Ex is my fav cb, always first to update all changes.

Yea that's been my experience up until August.

Re: NFCU Not reporting to Experian 2 months in a row?

Anonymous — Tue, 24 Oct 2017 13:28:39 GMT

I believe we all owe Medicgrrl some kudos! They updated today!

Thanks for messaging them for us!

Re: NFCU Not reporting to Experian 2 months in a row?

MakeItAMudLight — Tue, 24 Oct 2017 13:32:25 GMT

One of my credit cards finally updated this morning so hopefully that's a good sign!

Re: NFCU Not reporting to Experian 2 months in a row?

K-in-Boston — Tue, 24 Oct 2017 13:38:53 GMT

My Flagship updated to $0 balance today on Experian per CCT. Still no CLOC reporting, of course.

Re: NFCU Not reporting to Experian 2 months in a row?

Anonymous — Tue, 24 Oct 2017 13:56:01 GMT

Well, my data points won't help here, i just got my NFCU card last week and have not used it. Still debating whether to buy Myfico or CCC to track my accounts/scores.

Re: NFCU Not reporting to Experian 2 months in a row?

medicgrrl — Tue, 24 Oct 2017 14:05:03 GMT

Lol I did tell them in my message that I belonged to a credit forum and was not alone in this problem.

Unfortunately, mine still has not updated. Last update was August. Maybe tomorrow it will be corrected.

Re: NFCU Not reporting to Experian 2 months in a row?

Anonymous — Tue, 24 Oct 2017 14:28:29 GMT

@medicgrrl wrote:
Lol I did tell them in my message that I belonged to a credit forum and was not alone in this problem.

Unfortunately, mine still has not updated. Last update was August. Maybe tomorrow it will be corrected.

lol, by now, i'm sure they know which forum that is lol

Re: NFCU Not reporting to Experian 2 months in a row?

Anonymous — Tue, 24 Oct 2017 17:23:20 GMT

Ok- So my CLOC has never been reported as of today. Opened in 06/17 AND has carried a small balance. I keep leaving a small balance to see if it will report.