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    <title>topic BoA Pre-Qual soft pull? in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/BoA-Pre-Qual-soft-pull/m-p/5131641#M253858</link>
    <description>&lt;P&gt;I recieved in the mail, a couple of pre qualified&amp;nbsp; CC offers from Bank of America. If I apply for either of them online, do you know if they will do a hard pull or a soft pull of my credit ?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thank you for the info!&lt;/P&gt;</description>
    <pubDate>Sun, 07 Jan 2018 19:02:59 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2018-01-07T19:02:59Z</dc:date>
    <item>
      <title>BoA Pre-Qual soft pull?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/BoA-Pre-Qual-soft-pull/m-p/5131641#M253858</link>
      <description>&lt;P&gt;I recieved in the mail, a couple of pre qualified&amp;nbsp; CC offers from Bank of America. If I apply for either of them online, do you know if they will do a hard pull or a soft pull of my credit ?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thank you for the info!&lt;/P&gt;</description>
      <pubDate>Sun, 07 Jan 2018 19:02:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/BoA-Pre-Qual-soft-pull/m-p/5131641#M253858</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2018-01-07T19:02:59Z</dc:date>
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    <item>
      <title>Re: BoA Pre-Qual soft pull?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/BoA-Pre-Qual-soft-pull/m-p/5131659#M253859</link>
      <description>&lt;P&gt;Every time you apply for credit, assume it will be a hard pull (other than the shopping cart trick and 'sometimes' as of late on Discover apps) I'd bet the BoA app will result in a hard pull even though you have a pre-qual letter.&lt;/P&gt;</description>
      <pubDate>Sun, 07 Jan 2018 19:35:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/BoA-Pre-Qual-soft-pull/m-p/5131659#M253859</guid>
      <dc:creator>Moneyklutz</dc:creator>
      <dc:date>2018-01-07T19:35:15Z</dc:date>
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