topic Re: When does Capital One report? in General Credit Topics

When does Capital One report?

capricornchanges — Tue, 13 Feb 2018 15:11:29 GMT

I just paid my first statement, the due date was February 10, and the cut off date is today February 13, when can I expect them to report to the credit bureau? I’m anxious to see what this credit card does for my score

Re: When does Capital One report?

Remedios — Tue, 13 Feb 2018 15:23:31 GMT

For me they reported on the second statement date.

Re: When does Capital One report?

capricornchanges — Tue, 13 Feb 2018 15:24:48 GMT

The second one? Yikes that’s a long time!

Re: When does Capital One report?

trusty — Tue, 13 Feb 2018 15:26:46 GMT

wrote:
For me they reported on the second statement date.

Same here. I was wondering when they were going to show up on the credit reports. It took a full two months for it to show up.

Conversely, Barclaycard reported literally the day after I applied and was approved. How's that for polar opposites.

Re: When does Capital One report?

Remedios — Tue, 13 Feb 2018 15:32:57 GMT

It's actually better for you that way, as you'll be further from AoYA penalty (not by much, but every little bit helps).

Re: When does Capital One report?

Anonymous — Sun, 18 Feb 2018 05:19:13 GMT

Mine reported 3 days after the first statement cut. Same for my wife as well. We both got our separate Platinum cards on the same day last month. First statement cut on 2/12. EX and EQ reported the new account on 2/15, and TU updated the next day (2/16).

Re: When does Capital One report?

capricornchanges — Sun, 18 Feb 2018 09:39:48 GMT

Well, got my answer, first statement cut feb 13, Tuesday, reported Friday

Re: When does Capital One report?

Anonymous — Sun, 18 Feb 2018 15:44:03 GMT

Howdy!!! Capital One reports 3 days after the statement date. If your bill is due on March 1st, they will report it to all 3 credit bureaus on March 4th. If you’re trying to have it report 0% utilization, pay the bill before the statement due date and you’ll be great!!

Hopefully that helps... Good luck on the credit score and congrats on the new account! ☺️