https://ficoforums.myfico.com/t5/General-Credit-Topics/Hard-Pull-for-Signing-on-to-Citi-Free-FICO-Score/m-p/5173874#M256321 No. It's a soft pull. Same as a prequal application Sun, 25 Feb 2018 14:59:27 GMT RicHowe 2018-02-25T14:59:27Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Hard-Pull-for-Signing-on-to-Citi-Free-FICO-Score/m-p/5173866#M256320 <P>Good Morning Friends,</P><P>&nbsp;</P><P>I wanted to see what&nbsp;the collective wisdom was on the free FICO score for 3 month with Citi. &nbsp;Do you think the do an initial HP? &nbsp;this is what the fine print says:</P><P>&nbsp;</P><P><span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Screen Shot 2018-02-25 at 7.37.52 AM.png" style="width: 544px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/32091iDD6EA8C414DD960C/image-size/large?v=v2&amp;px=999" role="button" title="Screen Shot 2018-02-25 at 7.37.52 AM.png" alt="Screen Shot 2018-02-25 at 7.37.52 AM.png" /></span></P> Sun, 25 Feb 2018 13:40:35 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Hard-Pull-for-Signing-on-to-Citi-Free-FICO-Score/m-p/5173866#M256320 avp99 2018-02-25T13:40:35Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Hard-Pull-for-Signing-on-to-Citi-Free-FICO-Score/m-p/5173874#M256321 No. It's a soft pull. Same as a prequal application Sun, 25 Feb 2018 14:59:27 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Hard-Pull-for-Signing-on-to-Citi-Free-FICO-Score/m-p/5173874#M256321 RicHowe 2018-02-25T14:59:27Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Hard-Pull-for-Signing-on-to-Citi-Free-FICO-Score/m-p/5173875#M256322 <P>Sweet and Thank you!</P> Sun, 25 Feb 2018 13:50:48 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Hard-Pull-for-Signing-on-to-Citi-Free-FICO-Score/m-p/5173875#M256322 avp99 2018-02-25T13:50:48Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Hard-Pull-for-Signing-on-to-Citi-Free-FICO-Score/m-p/5173909#M256323 It is a soft pull. It will show when you check it, but will not affect your score. CreditKarma does same thing. I can see on my report all the free credit monitoring sites I log on to. Literally every time I sign in, it's there. Sun, 25 Feb 2018 15:02:34 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Hard-Pull-for-Signing-on-to-Citi-Free-FICO-Score/m-p/5173909#M256323 Anonymous 2018-02-25T15:02:34Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Hard-Pull-for-Signing-on-to-Citi-Free-FICO-Score/m-p/5173931#M256324 <P>I’ve checked my EX report. It’s definatrly a SP.&nbsp;</P><P>&nbsp;</P><P>Mine had personalized offered. I’m assuming those will be HP, but haven’t heard anyone confirm either way yet. Most are disappointed by the offers. I know I was.&nbsp;</P> Sun, 25 Feb 2018 15:25:36 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Hard-Pull-for-Signing-on-to-Citi-Free-FICO-Score/m-p/5173931#M256324 SomewhereIn505 2018-02-25T15:25:36Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Hard-Pull-for-Signing-on-to-Citi-Free-FICO-Score/m-p/5174814#M256386 <P>If you apply it will be a hard pull. CLI have all been SP.</P> Mon, 26 Feb 2018 15:13:48 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Hard-Pull-for-Signing-on-to-Citi-Free-FICO-Score/m-p/5174814#M256386 Anonymous 2018-02-26T15:13:48Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Hard-Pull-for-Signing-on-to-Citi-Free-FICO-Score/m-p/5174858#M256390 <P>It's a hard pull to apply for a card. With Citi, a CLI request can be either a hard or soft pull. Checking one's own credit is always a soft pull, no matter what the source of the information might be.</P> Mon, 26 Feb 2018 16:11:04 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Hard-Pull-for-Signing-on-to-Citi-Free-FICO-Score/m-p/5174858#M256390 HeavenOhio 2018-02-26T16:11:04Z