https://ficoforums.myfico.com/t5/General-Credit-Topics/Equifax-and-utilization/m-p/5186670#M257194 <P>Probably. It might be too close to a zero utlization percentage for the computers, compared to what your available credit is.&nbsp; You only left .26% utilization. Leaving around $250 to post to the CRAs gives you 1.4% utilization. I wouldn't go any lower than that next time, to be safe.</P> Sat, 10 Mar 2018 16:05:49 GMT Adkins 2018-03-10T16:05:49Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Equifax-and-utilization/m-p/5186656#M257193 I have 4 cards with combined available balances of 24,000. I paid all cards except one down to $63, so 3 of them have a zero balance.<BR /><BR />Equifax seemed to go down significantly when this posted versus when I had two cards carrying a balance and a combined utilization of 8 percent. Is $63 too low? Sat, 10 Mar 2018 15:49:28 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Equifax-and-utilization/m-p/5186656#M257193 Anonymous 2018-03-10T15:49:28Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Equifax-and-utilization/m-p/5186670#M257194 <P>Probably. It might be too close to a zero utlization percentage for the computers, compared to what your available credit is.&nbsp; You only left .26% utilization. Leaving around $250 to post to the CRAs gives you 1.4% utilization. I wouldn't go any lower than that next time, to be safe.</P> Sat, 10 Mar 2018 16:05:49 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Equifax-and-utilization/m-p/5186670#M257194 Adkins 2018-03-10T16:05:49Z