topic Re: Adverse Action Notice in General Credit Topics

Adverse Action Notice

Anonymous — Mon, 12 Mar 2018 18:46:12 GMT

I don't have a FICO score yet but I use Soft Pull credit sites (SpringBoardAuto / Cap1 Auto Navigator) to see what I need to work on so when my score is generated I can focus on those areas. Mainly because of my non existent credit history I get the usual "Lack of history" and associated reasons but today I received "Lack Of sufficient relevant real estate account information". Does anyone know what this means? If so how do I go about clearing this up?

*also received "Too many accounts opened recently" 4 in 5 months. I found this funny because you guys open 20 in a day lol...I know my file is thin but I still laughed all things MyFico Forums considered...

Re: Adverse Action Notice

Anonymous — Mon, 12 Mar 2018 19:07:29 GMT

http://ficoforums.myfico.com/t5/Mortgage-Loans/Lack-of-sufficient-relevant-real-estate-account-information/td-p/4731369

Re: Adverse Action Notice

Anonymous — Mon, 12 Mar 2018 19:12:35 GMT

@Anonymouswrote:
http://ficoforums.myfico.com/t5/Mortgage-Loans/Lack-of-sufficient-relevant-real-estate-account-information/td-p/4731369

Interesting it was 4 out of 4 of the reasons but unlike that poster I do not, have never, and am not in the search for a mortgage. I can't call it, go home Experian you're drunk.

Re: Adverse Action Notice

Anonymous — Mon, 12 Mar 2018 19:38:37 GMT

lol